Ranked in these QuestionsQuestion Ranking
Pro Less identity theft risk than with credit cards or checks
You never have to give out personal information when sending or receiving payments, only an email address. So there’s never a risk of having your personal information stolen.
Con Not a ton of people or companies are using Dwolla
There aren't many people or companies that are using Dwolla as a payment service and it's mostly overshadowed by it's big rival PayPal.