Pro Organizes budget into categories
Mint splits your spending into different categories, such as gas or fast food, so you can see where you're spending too much money or how much you need to budget for.
Pro All accounts in one place
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
Pro Alerts
Mint can be set to alert you to various events such as upcoming bills, or low balances on any accounts. It can be set to alert you from the app, through email or by text message. In addition you can sign up to recieve monthly emails about your money and ways to improve your budget.
Con Not International
Only works for US & Canada banks.
Pro Material Design
Financius - Expense Manager was recently redesigned to follow Google's Material Design guidelines.
Pro Handles multiple money accounts and currencies
Financius - Expense Manager is able to utilize multiple money accounts so the user can have their bank, credit card and online money accounts such as Paypal listed within the same app. the user is also able to record different currencies within these accounts.
Pro Completely free with zero advertisements
Financius - Expense Manager is free to download and use, has zero advertisements.
Con Development may be slow
Financius - Expense Manager may not have features or bugs fixed as fast as other app as it is developed by a one man team.
Pro Budgets
Set up budgets and MoneyWiz will automatically monitor transactions and assign them to the proper budgets. Envelope budgeting is also available.
Pro Usage reports
Tons of reports will give you a perspective on your spendings and earnings, that you never had before! MoneyWiz also allows you to build custom reports based on what you want to know about your money.
Pro Apple Watch support
The iOS version of MoneyWiz supports the Apple Watch, for a quick and easy glance at your finances.
Con Limited free version
The free version doesn't include all of the features which are included in the subscription.
Pro Ability to add manual transactions
Money Lover is not connected to the users bank accounts. By not being connected that means users have to manually input (at least once) their recurring transactions or singular transactions..
Pro Option to add details with each transaction
Similar applications to Money Lover only offer a few details to add when inputting a new transaction but Money Lover offers a lot more besides the normal category and title. Money Lover allows you to add notes, contacts, a picture, location, and reminders.
Pro Useful graphs and charts
Money Lover offers the normal pie chart of your spending and also bar graphs to help you identify trends in your net income.
Con No budget for all wallets
You can't set one budget to all wallets. For example: if you have 9 wallets in your family, then you need to have 9 budgets for food, 9 budgets for clothes and so on.
Con No import
Cannot import data from my previous app. Transitioning to Money Lover became a very time-consuming task.
Con Basic app is free but with advertisements
The free version of Money Lover includes small banner advertisements at the bottom of the application. They aren't too intrusive but they can be annoying. Removing the advertisements is a $2.00 in app purchase. Getting the whole Money Lover experience requires an upgrade from the basic appli...
Pro Auto backup
GnuCash has auto backup settings so users can set it and forget it.
Pro Easily set up
GnuCash walks the user through setting up their accounts making setup extremely easy for new users.
Pro Multi-platform and free
GnnuCash supports Linux, OSX and Windows and is also free on those platforms.
Con Double entry accounting may be confusing or difficult for non business owners
For those that are unfamiliar with double entry bookkeeping it may be difficult to understand making using GnuCash a bit confusing on how it works.
Pro Free without advertisements
Monefy is free without advertisements but there are some features reserved for Pro ($2.48) users such as: password protection, Dropbox Sync, adding new categories, and changing icons. Fortunately these features are not completely necessary.
Pro Can be synced with Dropbox
There is no web application but Monefy can be synced with Dropbox to keep finances updated even without a phone. This feature is pro only ($2.48).
Pro Secure
Monefy requires that all entries are added manually, so there is no need to give the app bank information.
Con Budget information must be inputted manually
Transactions are added in the form of notes; first the amount is added, and then the category. It is a quick process but it can become tedious, especially if multiple transactions have been missed.
Con The website is as clear as mud
The language is so vague there is little app help, nor is it clear what you can or cannot do with either the Pro or free version.
Pro Pay bills from one app
You can pay bills directly in the Prism app, with the swipe of a finger, in seconds! You no longer need to log in to different websites! The biller is paid directly, so there are no delays, no fees, and no strings attached.
Pro Prism grabs all your bills and lets you know how much is due, and when it's due
Prism connects with all of your billers and automatically notifies you when it discovers a new bill.
Pro Prism shows you all your account balances at a glance
Prism lets you check all of your account balances--checking & savings accounts, credit cards, store cards, gift cards--to help you make your decisions quickly.
Pro Extensive list of usable accounts
Checks auto bill paying feature is comparable with a very large list of accounts. It can even manage mortgages and utilities.
Pro Auto-pays bills
Checks main feature is that it will make sure your bills are always paid on time. You can set up many different accounts, all you have to do is set when the bill should be payed and Check will take care of the rest.
Pro Secure
Check uses bank level security as well as other security features such as PIN-locking and data wiping. They are also monitored by outside companies such as Norton and TRUSTe.
Con Ad riddled
Like Mint, it is riddled with ads and credit card recommendations.
Con Only for US and Canada
Is only for US and Canada, after signup it asks for the users zip code, and there is no way to skip it.
Pro Multiple Accounts
Ledgerist allows you to manage multiple accounts at the same time. This way you can keep track of your checking account and credit card and any other accounts within the same app.
Pro Organize transactions
Ledgerist can sort and organize your transactions by naming them or adding notes. You can then use this to find out where and how much of your money is being spent.
Con No Automation
Ledgerist won't automatically update your transactions. You must manually update it each time you make a transaction.
Con No Account Integration
Ledgerist does not allow you to import accounts. This means you will not have any data from before you started updating the app.
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