14 best alternatives to YNAB as of 2018 - Slant

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Mint

Top Pro

All accounts in one place

Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts. See More

Top Con

Not international

Only works for US & Canada banks. See More

Top Pro

Organizes budget into categories

Mint splits your spending into different categories, such as gas or fast food, so you can see where you're spending too much money or how much you need to budget for. See More

Top Con

Categories organization not flexible

Top Pro

Alerts

Mint can be set to alert you to various events such as upcoming bills, or low balances on any accounts. It can be set to alert you from the app, through email or by text message. In addition you can sign up to recieve monthly emails about your money and ways to improve your budget. See More

Top Con

The budgeting part has too many bugs

Top Con

Online only

It does not work offline. See More

Top Con

Very complicated tool

Of course, it's powerful but also very complicated. Some would prefer tools which are less robust, has less features but are a lot easier. See More

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63 31

Monefy - Money Manager

Top Pro

Free without advertisements

Monefy is free without advertisements but there are some features reserved for Pro ($2.48) users such as: password protection, Dropbox Sync, adding new categories, and changing icons. Fortunately these features are not completely necessary. See More

Top Con

The website is as clear as mud

The language is so vague there is little app help, nor is it clear what you can or cannot do with either the Pro or free version. See More

Top Pro

User friendly

Monefy is extremely simple to use. Just tap either plus for a new income or minus for spending and then select the category for the transaction and your done. See More

Top Con

The iPhone version is missing some features

Compared to the Android app, the iPhone app is missing budget mode and some languages. See More

Top Pro

Can be synced with Dropbox

There is no web application but Monefy can be synced with Dropbox to keep finances updated even without a phone. This feature is pro only ($2.48). See More

Top Con

Budget information must be inputted manually

Transactions are added in the form of notes; first the amount is added, and then the category. It is a quick process but it can become tedious, especially if multiple transactions have been missed. See More

Top Pro

Secure

Monefy requires that all entries are added manually, so there is no need to give the app bank information. See More

Top Con

Ugly UI

Top Pro

Support for everyone

Monefy offers support for any country because the app is completely independent of financial institutions. If your financial institution is not supported by apps such as Mint and BillGuard just use Monefy and switch the currency. See More

Top Con

No automatic exchange rate

Top Pro

CSV export of data

Export (in CSV) actual data by 1 click to defined folder on SD card with defined name and defined period. It's quite easy to use it on a shared folder on a phone and customize data source in excel to upload this file. See More

Top Con

No web login

There is no webpage login to see your expenses from computer. See More

Top Con

Poor web-support

There is almost zero support on the website. There are no details to guide through sync process. Other apps allow simple sign-in sync, but this needs a 3rd party Dropbox. It's over complex for what it is. See More

Top Con

Numeric passcodes only

No alphanumeric passcode feature available. See More

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64 15

Money Lover - Money Manager

Top Pro

Ability to add manual transactions

Money Lover is not connected to the users bank accounts. By not being connected that means users have to manually input (at least once) their recurring transactions or singular transactions.. See More

Top Con

No import

Cannot import data from my previous app. Transitioning to Money Lover became a very time-consuming task. See More

Top Pro

Option to add details with each transaction

Similar applications to Money Lover only offer a few details to add when inputting a new transaction but Money Lover offers a lot more besides the normal category and title. Money Lover allows you to add notes, contacts, a picture, location, and reminders. See More

Top Con

No budget for all wallets

You can't set one budget to all wallets. For example: if you have 9 wallets in your family, then you need to have 9 budgets for food, 9 budgets for clothes and so on. See More

Top Pro

Useful graphs and charts

Money Lover offers the normal pie chart of your spending and also bar graphs to help you identify trends in your net income. See More

Top Con

You have to pay for icons

When buying premium, you should get all features. Unfortunately, you still have to pay for icons. See More

Top Pro

No connections to your banking accounts or investments

Money Lover is completely independent of your financial institution. This is great for those that are worried about sharing their bank account details but of course this is less convenient. See More

Top Con

No support for credit card accounts

Top Pro

Elegant interface

Elegant and user-friendly interface. See More

Top Con

Difficult to update debt

There is no guideline for updating debt. Every debt goes to the wallet including Mortgage Bond. When updating the opening balance of (for example) the Mortgage Bond, it appears in the bank balance as part of the total positive balance. See More

Top Pro

Supports everyone

Money Lover is completely independent of all financial institution so anyone in any country can use Money Lover. See More

Top Con

Basic app is free but with advertisements

The free version of Money Lover includes small banner advertisements at the bottom of the application. They aren't too intrusive but they can be annoying. Removing the advertisements is a $2.00 in app purchase. Getting the whole Money Lover experience requires an upgrade from the basic application to the premium application without advertisements and the ability to have more than one wallet, a budget plan, and an event plan for a $4.99 in app purchase. See More

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45 12

Mint Bills & Money

Top Pro

Ability to pay bills all from one place

This application gains more than the read only access of most finance tracking applications with the ability to pay bills right from the application. This may be a security concern for some people but the ability to pay bills all from one place is extremely convenient if your financial institution supports it. See More

Top Con

Delay before bill is paid

Check takes two day to process the bill payment before it is paid. Check should help you stay on top of your bills so that you pay them early but if you don't you can make an express payment that pays in about 24 hours. Although the express payment costs $7 so it is best not to procrastinate. See More

Top Pro

Calendar view for bills

The calendar view is a fantastic feature to overview all incoming bills due dates and plan the month. See More

Top Con

Financial coaching features are not very useful

The visuals and analytics in Check are not as useful as they are in applications such as Mint. There is no way to set up a budget and there are not many ways to better optimize your spending. Check is best at what it was designed to do from the beginning: bill paying. See More

Top Pro

Free to use and pay bills without advertisements

It is free to pay bills with Check if paying from a bank account or debit card. Credit cards add a 4% service fee. If an express bill payment is needed, the cost is $7. See More

Top Con

Support for only the US

Check currently only offers support for the United States. See More

Top Pro

All accounts and bills in one place

Being able to view all accounts and bills in one place is extremely convenient for planning a budget or just managing finances. See More

Top Pro

Notifications for upcoming bills, nearing credit limits, and low funds

Mint Bills & Money will send a notification for upcoming bills, approaching credit limits, or low funds. See More

Top Pro

Android Wear support

Check is one of the first finance applications to offer Android Wear support with which users can take action on Check alerts and notifications. See More

Top Pro

Secure

Mint Bills uses bank level security as well as other security features such as PIN-locking and data wiping. They are also monitored by outside companies such as Norton and TRUSTe. See More

Top Pro

Extensive list of usable accounts

Checks auto bill paying feature is comparable with a very large list of accounts. It can even manage mortgages and utilities. See More

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5 0

Moneydance

Top Pro

Good selection of importable formats

Moneydance supports a good selection of formats, even ones that Quicken no longer does. See More

Top Con

Costs money

Unlike most applications for Linux Moneydance does cost money, $49 to be exact. So while it is the most robust option available to Linux users, it will cost to be able to use it. See More

Top Pro

Free trial version

Moneydance offers a free trial version so users can test the software before they decide to purchase. See More

Top Con

Import tags all transactions on import under the same default category

Upon import of financial info, all transactions will be set to the same default category meaning the user will have to go back and change the category by hand to the correct one. See More

Top Pro

Cross platform

Moneydance is a cross platform app so for those that use multiple operating systems it will be much easier to import and export information to each OS running the same financial application. See More

4 0

Wally

Top Pro

Clean pleasing interface

The overall design of the app is clean and simple, almost minimal. It makes the app pleasing to use due to how easily one can tell what parts of the app do what due to the clean and simple design. the use of solid colors to differentiate section of the app makes it easy to keep track of what buttons do what. See More

Top Con

Difficult to navigate

The interface can be confusing and expected functions of buttons are not always the case. While it can be gotten used to, it takes much time and really shouldn't in the first place. See More

Top Pro

Convenient local data with no need to link an account online

Many people don't like connecting their accounts to an app, especially bank accounts, luckily Wally does not require one to link their bank to the app in order to track funds. All one has to do is input their starting total and then add expenditures as they purchase them. This is an easy way to track spending while not having to give up ones data. See More

Top Con

Limited use while offline

Whether it is due to a DRM scheme or just bad design in the app only has limited functionality when not connected to the internet. This inhibits normal use as no one has a 24/7 internet connection on a mobile device. See More

Top Con

Somewhat buggy

Things like connecting to foursquare are glitchy and troublesome, there is also issue with showing locations and just overall slowness to load. See More

3 0

Financius

Top Pro

Material Design

Financius - Expense Manager was recently redesigned to follow Google's Material Design guidelines. See More

Top Con

Development may be slow

Financius - Expense Manager may not have features or bugs fixed as fast as other app as it is developed by a one man team. See More

Top Pro

Handles multiple money accounts and currencies

Financius - Expense Manager is able to utilize multiple money accounts so the user can have their bank, credit card and online money accounts such as Paypal listed within the same app. the user is also able to record different currencies within these accounts. See More

Top Pro

Completely free with zero advertisements

Financius - Expense Manager is free to download and use, has zero advertisements. See More

Top Pro

Offers backup to Google Drive accounts

Financius - Expense Manager offers users a way to backup all of their data to a Google Drive account. See More

10 2

Fortune City

Top Pro

Analysis tools

You get a good overview of what you are doing in terms of your expenses. See More

Top Pro

Challenges

The app includes challenges to keep you motivated to control your expenses. See More

Top Pro

Awesome design

The app is beautifully designed. See More

1 0

Prism

Top Pro

Pay bills from one app

You can pay bills directly in the Prism app, with the swipe of a finger, in seconds! You no longer need to log in to different websites! The biller is paid directly, so there are no delays, no fees, and no strings attached. See More

Top Pro

Prism grabs all your bills and lets you know how much is due, and when it's due

Prism connects with all of your billers and automatically notifies you when it discovers a new bill. See More

Top Pro

Prism shows you all your account balances at a glance

Prism lets you check all of your account balances--checking & savings accounts, credit cards, store cards, gift cards--to help you make your decisions quickly. See More

Top Pro

Supports many billers

Prism supports more billers than any other finance app out there! See More

Top Pro

Beautiful, simple layout

Prism is the prettiest finance app you've ever seen. It's also quick, responsive, and simple to use. See More

Top Pro

It's free

And there are no ads. See More

Top Pro

Billers paid directly

When you pay in Prism, the biller is paid directly and the very same day. Many bill pay solutions have the money flow through the bill pay service, which leads to timing problems and unnecessary delays. See More

Top Pro

Add your paydays

Prism lets you add your paydays in the app, and it will remind you of when (and how much) you get paid! Juggling cash flow has never been easier! See More

Top Pro

Manual billers

Add a manual biller if your biller doesn't have an online payment option. Prism will remind you when those bills are due, and you can then mark those bills as paid in the app. See More

Top Pro

Multiple phone/tablet support

Sync your bills and your money across any number of phones or tablets! Just add your phone number! See More

Top Pro

Support

Have any questions? Prism Support is built right into the app. You can message Prism Support any time and they'll get back to you within one business day! See More

Top Pro

Apple Watch

They even have an Apple Watch app! See More

Top Pro

Theme your app

Change the theme of your app to whatever color your heart desires! See More

Top Pro

New features

The developers are constantly adding new features, new biller support, and listening to their customers and improving the product. See More

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7 2

MoneyWiz

Top Con

Limited free version

The free version doesn't include all of the features which are included in the subscription. See More

Top Pro

Budgets

Set up budgets and MoneyWiz will automatically monitor transactions and assign them to the proper budgets. Envelope budgeting is also available. See More

Top Pro

Usage reports

Tons of reports will give you a perspective on your spendings and earnings, that you never had before! MoneyWiz also allows you to build custom reports based on what you want to know about your money. See More

Top Pro

Apple Watch support

The iOS version of MoneyWiz supports the Apple Watch, for a quick and easy glance at your finances. See More

Top Pro

Apple Watch support

The iOS version of MoneyWiz supports the Apple Watch, for a quick and easy glance at your finances. See More

5 2

Mint Bills

Top Con

Ad riddled

Like Mint, it is riddled with ads and credit card recommendations. See More

Top Pro

Extensive list of usable accounts

Checks auto bill paying feature is comparable with a very large list of accounts. It can even manage mortgages and utilities. See More

Top Con

Only for US and Canada

Is only for US and Canada, after signup it asks for the users zip code, and there is no way to skip it. See More

Top Pro

Auto-pays bills

Checks main feature is that it will make sure your bills are always paid on time. You can set up many different accounts, all you have to do is set when the bill should be payed and Check will take care of the rest. See More

Top Pro

Secure

Check uses bank level security as well as other security features such as PIN-locking and data wiping. They are also monitored by outside companies such as Norton and TRUSTe. See More

4 3

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