Money Lover Money Manager is an expense tracker where users manually input each transaction. Results are shown to the user in a pie chart sorted by category. Users set a budget for each category, and they are notified when they are approaching the limit.
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Pro Ability to add manual transactions
Money lover is not connected to the users bank accounts. By not being connected that means users have to manually input (at least once) their recurring transactions or singular transactions..
Pro Option to add details with each transaction
Similar applications to Money Lover only offer a few details to add when inputting a new transaction but Money Lover offers a lot more besides the normal category and title. Money Lover allows you to add notes, contacts, a picture, location, and reminders.
Pro Useful graphs and charts
Money Lover offers the normal pie chart of your spending and also bar graphs to help you identify trends in your net income.
Pro Supports everyone
Money Lover is completely independent of all financial institution so anyone in any country can use Money Lover.
Pro No connections to your banking accounts or investments
Money Lover is completely independent of your financial institution. This is great for those that are worried about sharing their bank account details but of course this is less convenient.
Con All transaction information must be added manually
Like Monefy each transaction must be added manually because Money Lover cannot connect to user's financial institution.
Con Basic app is free but with advertisements
The free version of Money Lover includes small banner advertisements at the bottom of the application. They aren't too intrusive but they can be annoying. Removing the advertisements is a $2.00 in app purchase. Getting the whole Money Lover experience requires an upgrade from the basic application to the premium application without advertisements and the ability to have more than one wallet, a budget plan, and an event plan for a $4.99 in app purchase.
Con No export option
There is no option of exporting the transactions to CSV/XLS.
Con Difficult to update debt
There is no guideline for updating debt. Every debt goes to the wallet including Mortgage Bond. When updating the opening balance of (for example) the Mortgage Bond, it appears in the bank balance as part of the total positive balance.