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Pro Original
SmartAmount has interesting original features, like future fund prediction.

Pro Simple
Unlike other money focused apps, this one is very simple to use and can be learned in few minutes.

Pro Requires only a small bit of time
Users can initially add all recurring incomes and expenses to have a rough estimate. If users forget to register occurrences for long period of time, that is not an issue as all that needs done is for the user to set their current amount and the app will adapt all of its charts and statistics.
Con Unstable
App last updated January 2017, which is causing issues with Google Play Services repeatedly crashing.
Pro Ability to pay bills all from one place
This application gains more than the read only access of most finance tracking applications with the ability to pay bills right from the application. This may be a security concern for some people but the ability to pay bills all from one place is extremely convenient if your financial institution...
Pro Calendar view for bills
The calendar view is a fantastic feature to overview all incoming bills due dates and plan the month.
Pro Free to use and pay bills without advertisements
It is free to pay bills with Check if paying from a bank account or debit card. Credit cards add a 4% service fee. If an express bill payment is needed, the cost is $7.
Con Delay before bill is paid
Check takes two day to process the bill payment before it is paid. Check should help you stay on top of your bills so that you pay them early but if you don't you can make an express payment that pays in about 24 hours. Although the express payment costs $7 so it is best not to procrastinate.
Con Financial coaching features are not very useful
The visuals and analytics in Check are not as useful as they are in applications such as Mint. There is no way to set up a budget and there are not many ways to better optimize your spending. Check is best at what it was designed to do from the beginning: bill paying.
Con Support for only the US
Check currently only offers support for the United States.
Pro Backup to Dropbox automatically in regular intervals
You only have to enter your Dropbox sign-in data and backups will happen automatically.
Pro There is a free (lite) version for you to try before you buy
Free version does not have the option to synchronize across multiple devices, but you can try all the options.
Pro Easy to use, fast to enter data
You even have Android widget that helps you enter your expenses in 4 taps (start, amount, account, expense category).
Con Mixing different currencies in reports
It has a problem with adding up amounts in different currencies when making reports.
Con Very few reports
Reports are very simple, but you can export data (send to e-mail) into CSV format and use some reporting tool like Power BI (which is free and very powerful) to make your own reports.
Con Windows PC version is too expensive and doesn't have that many options
$14.99 is too much for nothing to add to the smartphone version.
Pro Is capable of linking bank and credit cards
Personal Capital Finance has an in built function to allow users to link their personal bank accounts and credit cards.
Pro Net worth and performance graphs
Net Worth allows users to see their total net worth and valuate their personal improvements.
Pro Has an online web interface that syncs with the app
Personal Capital Finance offers a web page interface for those that want to input info through a regular PC or browser, giving more flexibility and options to the user.
Con May receive soliciting calls
Users may receive calls from Personal Capital Finance soliciting further expenses and purchased features.
Con No budgeting features
Unlike other popular finance syncing sites/app, Personal Capital Finance has no budgeting features.
Pro Pattern lock
There is a user set lock feature that uses a pattern lock.
Pro Monthly limits
The user can set a monthly spending limit.
Pro Widget
There is a homescreen widget available that shows the monthly overview as well as allows new entries to be added.
Con No account sub categories
There are no sub account categories available.
Pro Completely free with zero advertisements
Financius - Expense Manager is free to download and use, has zero advertisements.
Pro Handles multiple money accounts and currencies
Financius - Expense Manager is able to utilize multiple money accounts so the user can have their bank, credit card and online money accounts such as Paypal listed within the same app. the user is also able to record different currencies within these accounts.
Pro Material Design
Financius - Expense Manager was recently redesigned to follow Google's Material Design guidelines.
Con Development may be slow
Financius - Expense Manager may not have features or bugs fixed as fast as other app as it is developed by a one man team.

Pro Nice User Interface
While it may not use the lollipop design guidelines, it still has a clean, simple, elegant interface.
Pro Strong protection against fraudulent activity
Many finance applications have this feature but BillGuard was designed to be first an applications that protects you against fraud and second finance tracker. BillGuard's data breach alert will send an alert if the application believes that a card's information has been hacked. Users can...
Pro Read-only access
BillGuard has a focus on privacy and security. All access to bank accounts is read only, so money can't be moved from within the application.
Con US support only
BillGuard is "currently limited to US credit cards and debit cards only, but our goal is to protect everyone and every bill around the globe." But if you are really interested in using BillGuard in another country then you can request that the BillGuard developers prioritize your country...
Con Somewhat basic visuals and analytics
While other applications provide especially useful charts and graphs of income and spending, BillGuard's are somewhat basic and uninformative. The visuals consist of a simple pie chart of your spending for each month or each account and a line graph that shows the current month's transact...
Pro Alerts
The app will automatically notify you if there is a due bill, if you are going over-budget or even if you are spending too much on a given category.
Pro Very simple to use
This app is very easy to use, you can get used to it in a few minutes. Even being so user friendly, AntPocket is really powerful with a lot of features like: Repeated transactions, Budgets, Graphical reports.
Pro A lot of details for transactions
You can add a lot of additional info to your transactions like: Pictures, Google Maps location, descriptions, categories.
Pro Very intuitive workflow
Enter a transaction in seconds and transactions are remembered automatically. Typing in the first few letters will show options for previous entries, including price, category and account used previously.
Pro Built-in bill reminders
This is usually a separate app, and Bluecoins does a nice job of flawlessly integrating it within the app itself.
Con No browser or PC desktop app
All records can only be viewable on Android devices.
Pro Free without advertisements
Monefy is free without advertisements but there are some features reserved for Pro ($2.48) users such as: password protection, Dropbox Sync, adding new categories, and changing icons. Fortunately these features are not completely necessary.

Pro User friendly
Monefy is extremely simple to use. Just tap either plus for a new income or minus for spending and then select the category for the transaction and your done.
Pro Can be synced with Dropbox
There is no web application but Monefy can be synced with Dropbox to keep finances updated even without a phone. This feature is pro only ($2.48).
Con The website is as clear as mud
The language is so vague there is little app help, nor is it clear what you can or cannot do with either the Pro or free version.
Con When compared to the Android app, the iPhone version is missing some features
The iPhone app is missing budget mode and some languages.
Con Budget information must be inputted manually
Transactions are added in the form of notes; first the amount is added, and then the category. It is a quick process but it can become tedious, especially if multiple transactions have been missed.
Pro Pay bills from one app
You can pay bills directly in the Prism app, with the swipe of a finger, in seconds! You no longer need to log in to different websites! The biller is paid directly, so there are no delays, no fees, and no strings attached.
Pro Prism grabs all your bills and lets you know how much is due, and when it's due
Prism connects with all of your billers and automatically notifies you when it discovers a new bill.
Pro Prism shows you all your account balances at a glance
Prism lets you check all of your account balances--checking & savings accounts, credit cards, store cards, gift cards--to help you make your decisions quickly.
Pro Cloud Sync with unlimited devices
Cloud Sync across unlimited number of devices. Uses Google Firebase.
Pro Many different reports
Many different and diverse reports help users analyze and identify trends to better improve saving plans.
Pro Has clear and simple UI
Material Design with light, dark and panda (hybrid) theme.
Con Cannot sync automatically with your bank
You have to add every transaction manually.
Con More than 3 accounts requires a yearly fee
If you need to keep track of more than 3 accounts at once, there is a yearly fee of $19 to unlock the feature of unlimited account tracking.
Pro Cloud sync to Dropbox
There is an optional cloud syn with Dropbox.
Pro Syncs all info to desktop application
This companion mobile app will sync it's data with the desktop application so users can update their info on the fly.
Con Not a stand alone application
This app is unable to be used unless the user already owns and uses the desktop application.

Con Data must be input manually
Other apps grab information directly from banks.
Pro Ability to add manual transactions
Money Lover is not connected to the users bank accounts. By not being connected that means users have to manually input (at least once) their recurring transactions or singular transactions..
Pro Option to add details with each transaction
Similar applications to Money Lover only offer a few details to add when inputting a new transaction but Money Lover offers a lot more besides the normal category and title. Money Lover allows you to add notes, contacts, a picture, location, and reminders.
Pro Useful graphs and charts
Money Lover offers the normal pie chart of your spending and also bar graphs to help you identify trends in your net income.
Con No budget for all wallets
You can't set one budget to all wallets. For example: if you have 9 wallets in your family, then you need to have 9 budgets for food, 9 budgets for clothes and so on.
Con You have to pay for icons
When buying premium, you should get all features. Unfortunately, you still have to pay for icons.
Pro All accounts in one place
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
Pro Alerts
Mint can be set to alert you to various events such as upcoming bills, or low balances on any accounts. It can be set to alert you from the app, through email or by text message. In addition you can sign up to recieve monthly emails about your money and ways to improve your budget.
Pro Organizes budget into categories
Mint splits your spending into different categories, such as gas or fast food, so you can see where you're spending too much money or how much you need to budget for.
Con Not International
Only works for US & Canada banks.
Pro All accounts in one place
You can connect all financial accounts with PocketGuard and spend only few minutes per day to track your money in one place. PocketGuard will automatically capture your bills, subscriptions and recurring income to set up a budget you can actually stick to.
Pro Timely alerts and reminders
You never miss any payments with timely alerts and reminders. Pay on time to avoid fees and extra charges.
Pro Cloud backup
Users can backup the apps info to Dropbox, Drive and the external memory.
Pro Take pictures of receipts
Users can take photos of their receipts.
Pro Multiple accounts
Expense Manager Pro can handle multiple accounts.
Con Design leaves something to be desired
The design of the app follows zero of Googles design guidelines. Not only does it not take advantage of most of the screens real-estate, the text itself is pretty small.
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