Stellar is an open-source, decentralized blockchain that connects people, banks, and payment systems in the developing world to the global economy. It is a leap-frog tech that lets you move money fast, reliably, and for a fraction of a penny.
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Not as good as BTC or LITERALLY ANY decentralized coin/token. But, you gotta hand it to them.
Pro Exchange to exchange and peer-to-peer transactions are very fast.
These transactions only take a few seconds.
Stellar, is fully centralized. Lacking many of the features decentralized currencies possess.
Not anonymous, transactions can easily be tracked.