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I have enjoyed using YNAB for the past few years, and paid for the software after going through a trial. The interactive webinars are helpful for both beginners, and veterans of YNAB and budgeting. The team's focus is on always "getting back on your feet", even if one has an impromptu spending spree, or doesn't earn the money they planned for a month. The community tends to focus on positive, "you can do it" solutions and ways for people to bounce back on track and continue budgeting and managing their money. See More
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