Recs.
Updated
Payday 2 is a team-based first person shooter and strategy game, where players are tasked with performing all sorts of criminal activities (such as robbing banks and robbing stores) in order to gain as much loot and money as possible.
SpecsUpdate
Pros
Pro Tons of customization options lets every player individualize their look
You can customize your weapons, masks, and skills using the loot you earn from your heists. This lends itself well to the fact that the game is online multiplayer, being that most players enjoy that they can look different from other players.
Pro Cooperation based gameplay makes sure no single player is more important than any other
Your crew needs to bring specific equipment and weapons in order to stay out of sight or improve everyones chances in a gunfight. You also need to pay attention to your crew's health and ammo. This creates a situation where each team member heavily relies on the rest in order to succeed.
Cons
Con Microtransations that boost important stats
With Crimefest 2015, the developer (Overkill) decided to add stat-boosting gun skins that can only be acquired using real money. This makes for a pay-to-win scenario where people who purchase these items have a distinct leg up over non-paying players.