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IBM Cloud allows you to sign up for the free trial, without a credit card. It also gives you an option to upgrade to the Pay-as-you-go account which gives you a 200 USD credit from the upgrade at any point in time. The service also has a very generous allocation for Lite services, the Kubernetes Lite node having 4GB RAM and 2 CPUs for a Lite Node. See More
For a paying customer, the standard Pay-as-you-go pricing for a VPS instance is about 20 USD or so for the smallest instance, which is very expensive compared to a similar sized one from DigitalOcean. Indicating pricing is more tailored for established industries, rather than startups. See More