Setting the options for existing reports requires use of a multi-tab interface with poor usability. Creating new reports requires programming that will be beyond the abilities (or desire to spend time and effort) of many users.
By fully using the double entry accounting features in GnuCash, you can know (for example) not only that you spent $25 at Hugemart but that you spent $13 on groceries, $2 on disinfecting wipes, and $5 on motor oil. Later on, you can use data from that transaction and others to find out how much you're spending each month on food, home supplies, and car maintenance, along with other expense categories.
By fully using the double entry accounting features in GnuCash, you can know (for example) not only that you spent $25 at Hugemart but that you spent $13 on groceries, $2 on disinfecting wipes, and $5 on motor oil. Later on, you can use data from that transaction and others to find out how much you're spending each month on food, home supplies, and car maintenance, along with other expense categories.
Money Manager EX will tell you how much your investments have earned, when your bills are due, etc. Every time money comes in or goes out, you'll know it.
Even though you're unable to pay bills or make deposits/withdrawals this way, you can get a good look at what your finances are looking like even if you haven't used the program before.
Mint can be set to alert you to various events such as upcoming bills, or low balances on any accounts. It can be set to alert you from the app, through email or by text message. In addition you can sign up to recieve monthly emails about your money and ways to improve your budget.
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
Mint splits your spending into different categories, such as gas or fast food, so you can see where you're spending too much money or how much you need to budget for.
It allows you to move around budget allocations. Sometimes you just need to spend that extra money in one category and take it out of another budget without losing control of the overall budget. It's flexible, clever and understands life.
The YNAB team does a great job of offering rapid response times to support requests, listening to user feedback and implementing commonly requested features into the app via frequent updates as well providing live financial workshops on a daily basis at no additional charge. All of these features make the subscription model well worth the cost to me.
YNAB lets you try it's software free for just over a month. This gives you a bit of flexibility when doing a monthly budget - 4 extra days to review your budget and determine whether YNAB helped out enough to justify the $5 price.
If you're a student, you can get an additional 12 months for free (for a total of 13 months) and after that you can get 10% off yearly subscriptions.
Instead of a one-time purchase, you will need a subscription to use YNAB after the free trial. Subscriptions can be bought annually for $83.99, which is about $6.99 per month.
Unlike most applications for Linux Moneydance does cost money, $49 to be exact. So while it is the most robust option available to Linux users, it will cost to be able to use it.
Moneydance is a cross platform app so for those that use multiple operating systems it will be much easier to import and export information to each OS running the same financial application.
Upon import of financial info, all transactions will be set to the same default category meaning the user will have to go back and change the category by hand to the correct one.
Check uses bank level security as well as other security features such as PIN-locking and data wiping. They are also monitored by outside companies such as Norton and TRUSTe.
Checks main feature is that it will make sure your bills are always paid on time. You can set up many different accounts, all you have to do is set when the bill should be payed and Check will take care of the rest.
Tons of reports will give you a perspective on your spendings and earnings, that you never had before! MoneyWiz also allows you to build custom reports based on what you want to know about your money.
e.g. Cash, Bank Accounts, Credit Cards etc.
Allows you to reset quota for Credit Cards, perfect for tracking expense to meet credit card welcome offer.
Ledgerist can sort and organize your transactions by naming them or adding notes. You can then use this to find out where and how much of your money is being spent.
Ledgerist allows you to manage multiple accounts at the same time. This way you can keep track of your checking account and credit card and any other accounts within the same app.