Recs.
Updated
Payday 2 is a team-based first person shooter and strategy game, where players are tasked with performing all sorts of criminal activities (such as robbing banks and robbing stores) in order to gain as much loot and money as possible.
SpecsUpdate
Pros
Pro Tons of customization options lets every player individualize their look
You can customize your weapons, masks, and skills using the loot you earn from your heists. This lends itself well to the fact that the game is online multiplayer, being that most players enjoy that they can look different from other players.
Cons
Con Pay-to-win scheme
As others have said, this game is built on DLC and MicroTransactions. If you decide to just buy the game and not fork out any more money you'll find yourself at a SERIOUS disadvantage over other players. In addition, a lot of in-game items require you to either own other games or subscribe to specific Steam groups.