When comparing Stripe vs Android Pay, the Slant community recommends Stripe for most people. In the question“What are the best services for making online transactions?” Stripe is ranked 1st while Android Pay is ranked 6th. The most important reason people chose Stripe is:
Stripe is very simple for developers to integrate into their application as it is a "works out of the box" solution with a fantastic API. The Stripe API is incredibly simple to setup, for example creating a new charge with Ruby is simply: require "stripe" Stripe.api_key = "vtUQeOtUnYr7PGCLQ96Ul4zqpDUO4sOE" Stripe::Charge.create( :amount => 400, :currency => "usd", :card => { :number => "4242424242424242", :exp_month => 1, :exp_year => 2014, :cvc => 314 }, :description => "Charge for test@example.com" )
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Pros
Pro Very Easy to Setup
Stripe is very simple for developers to integrate into their application as it is a "works out of the box" solution with a fantastic API.
The Stripe API is incredibly simple to setup, for example creating a new charge with Ruby is simply:
require "stripe"
Stripe.api_key = "vtUQeOtUnYr7PGCLQ96Ul4zqpDUO4sOE"
Stripe::Charge.create(
:amount => 400,
:currency => "usd",
:card => {
:number => "4242424242424242",
:exp_month => 1,
:exp_year => 2014,
:cvc => 314
},
:description => "Charge for test@example.com"
)
Pro Very competitive fees
Pro Great Documentation
Pro Supports online marketplaces
Stripe have recently announced support for online marketplaces. This means a service can now enable their users to seamlessly collect payments using the Stripe API.
Pro It's a platform not an app
Android Pay functions as a platform that allows third-party developers to create payment apps on top of it not as a standalone app itself. This potentially will enable higher competition between available frontends and as a result better solutions without having the payment information tied to one tool.
Cons
Con They have very complicated and expensive pricing for marketplaces
See here.