When comparing Dwolla vs Android Pay, the Slant community recommends Android Pay for most people. In the question“What are the best services for making online transactions?” Android Pay is ranked 6th while Dwolla is ranked 9th. The most important reason people chose Android Pay is:
Android Pay functions as a platform that allows third-party developers to create payment apps on top of it not as a standalone app itself. This potentially will enable higher competition between available frontends and as a result better solutions without having the payment information tied to one tool.
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Pros
Pro Less identity theft risk than with credit cards or checks
You never have to give out personal information when sending or receiving payments, only an email address. So there’s never a risk of having your personal information stolen.
Pro It's a platform not an app
Android Pay functions as a platform that allows third-party developers to create payment apps on top of it not as a standalone app itself. This potentially will enable higher competition between available frontends and as a result better solutions without having the payment information tied to one tool.
Cons
Con Not a ton of people or companies are using Dwolla
There aren't many people or companies that are using Dwolla as a payment service and it's mostly overshadowed by it's big rival PayPal.