When comparing XtraFinder vs Cloak, the Slant community recommends XtraFinder for most people. In the question“What are the best power user tools for macOS?” XtraFinder is ranked 27th while Cloak is ranked 31st.
Ranked in these QuestionsQuestion Ranking
Pro Old full-size color labels from OS X < 10.9
Pro Adds useful toolbar items
XtraFinder provides useful options for toolbar such as: Launch as Root, New Terminal Here, New File..., and Select...
Pro Additional right-click options
Xtra Finder provides additional options when performing the right click.
Pro Custom hotkeys
Pro Copy Path
Pro Can open a terminal in set position
XtraFinder can open up a terminal from the right-click menu in given path with "New Terminal Here".
Pro Dual panel
Split the Finder window into to windows to achieve better file handling.
Pro Colored icons in the Finder sidebar
Pro Does SSL Pinning on OS X
SSL pinning protects against some forms of man-in-the-middle attacks that even SSL encrypted traffic is vulnerable to. Not long ago, iOS did not allow for pinning but that may have changed more recently.
Pro Responsive developer
The developer of Cloak is extremely responsive to feedback and quick to answer questions or support requests.
Pro Senses Trusted WiFi networks
Cloak can be set to not use the VPN on whitelisted WiFI SSIDs (like home/work).
Pro Unlimited devices (as long as they're OSX/iOS)
Unlimited devices and data per account, so you can connect up the whole family or office on one account if you so choose.
Con Doesn't work on recent macOS versions without a workaround
This tool doesn't work on recent macOS versions, except if you try workaraound that may or may not work. It involves disabling System Integrity Protection and details on how to do it can be found on the XtraFinder website.