YNAB vs Wally

Provides a 4 step method for budgeting money, that really makes budgeting simple and powerful.

YNAB lets you try it's software free for just over a month. This gives you a bit of flexibility when doing a monthly budget - 4 extra days to review your budget and determine whether YNAB helped out enough to justify the $5 price.

If you're a student, you can get an additional 12 months for free (for a total of 13 months) and after that you can get 10% off yearly subscriptions.

YNAB regularly offers live workshops on a variety of different topics. These workshops include time for Q&A which is very helpful.

The YNAB team does a great job of offering rapid response times to support requests, listening to user feedback and implementing commonly requested features into the app via frequent updates as well providing live financial workshops on a daily basis at no additional charge. All of these features make the subscription model well worth the cost to me.

I've tried several including Quicken desktop app and I just like the way YNAB works. It is easy to learn and actually works as advertised.

It allows you to move around budget allocations. Sometimes you just need to spend that extra money in one category and take it out of another budget without losing control of the overall budget. It's flexible, clever and understands life.

The overall design of the app is clean and simple, almost minimal. It makes the app pleasing to use due to how easily one can tell what parts of the app do what due to the clean and simple design. the use of solid colors to differentiate section of the app makes it easy to keep track of what buttons do what.

Many people don't like connecting their accounts to an app, especially bank accounts, luckily Wally does not require one to link their bank to the app in order to track funds. All one has to do is input their starting total and then add expenditures as they purchase them. This is an easy way to track spending while not having to give up ones data.