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Add to SafariWhen comparing Messenger vs Google Wallet, the Slant community recommends Messenger for most people. In the question“What are the best Material Design apps?” Messenger is ranked 22nd while Google Wallet is ranked 25th. The most important reason people chose Messenger is:
Allows communicating with anyone who's a friend on Facebook.
Specs
Question Ranking
Pros
Pro Uses Facebook friends to create a contacts list
Allows communicating with anyone who's a friend on Facebook.
Pro Read receipts
Can see who has seen each message in group messages.
Pro Easy to share posts from Facebook
Integration with Facebook makes it easy to share any interesting posts from the Facebook timeline.
Pro Great UI
User interface of the application is clean, intuitive and easy to overview.
Pro Best choice of supported cards through Google's Virtual Card system
Google has a partnership with Bancorp Bank that issues a Virtual Card to Google Wallet users that works as an intermediary between customer's card and merchant. It gives more choice in terms of compatible cards and works as a card fraud mitigation technique.
Pro Has a robust fraud protection system
All verified unauthorized transactions reported within 120 days of the transaction are completely refunded.
Pro No credit card information is stored on the phone
In case a phone is lost or stolen no access to actual credit card information can be gained.
Pro 4-digit PIN provides added security through secondary authentication
4-digit PIN that has to be entered before any transaction can take place adds secondary authentication and makes sure that nothing gets bought by accident.
Cons
Con Lack of privacy
Messenger is owned by Facebook. Based on their privacy policy, this means that any information you provide (including messages sent) are used by Facebook to profile you and sell access to your data to advertisers.
Con Lack of end-to-end encryption
Secret (end-to-end encrypted) chats are only supported in one-to-one messages, and are not enabled by default, and the encryption has not been verified independently.
Con Credit card and transaction information is stored on Google's servers
