When comparing Textra vs Google Wallet, the Slant community recommends Textra for most people. In the question“What are the best Material Design apps?” Textra is ranked 18th while Google Wallet is ranked 25th. The most important reason people chose Textra is:
Clean, minimalist design.
Specs
Ranked in these QuestionsQuestion Ranking
Pros
Pro Sleek design
Clean, minimalist design.
Pro Allows responding to SMS without opening the app
When a new sms is received, a window will pop up that has the message and allows answering it from there, without having to open the app.
Pro Can schedule messages
SMS & MMS can be set to go out at certain times.
Pro Personalization
Can change colors of apps UI and customize for specific conversations.
Pro Works with Pushbullet for SMS replies
Pro Best choice of supported cards through Google's Virtual Card system
Google has a partnership with Bancorp Bank that issues a Virtual Card to Google Wallet users that works as an intermediary between customer's card and merchant. It gives more choice in terms of compatible cards and works as a card fraud mitigation technique.
Pro Has a robust fraud protection system
All verified unauthorized transactions reported within 120 days of the transaction are completely refunded.
Pro No credit card information is stored on the phone
In case a phone is lost or stolen no access to actual credit card information can be gained.
Pro 4-digit PIN provides added security through secondary authentication
4-digit PIN that has to be entered before any transaction can take place adds secondary authentication and makes sure that nothing gets bought by accident.
Cons
Con Only SMS / MMS
Lacks data messaging.