When comparing Monese vs Revolut, the Slant community recommends Revolut for most people. In the question“What are the best mobile only banks?” Revolut is ranked 2nd while Monese is ranked 5th.
Ranked in these QuestionsQuestion Ranking
Pros
Pro No hidden fees
Unlike traditional banks, there are no hidden fees.
Pro Reverse charges
It is possible to reverse charges from the mobile app.
Pro Apple Pay
Pro Easy to control
Can freeze and unfreeze my card in a click, immediate notification for every transaction.
Pro API for business account
You can integrate your bank account in software erp for read and execute sepa bank transfer all over the world.
Pro Api for business account
Cons
Con UK only
Support for the EU is in the works but at present, it is only available to residents of the United Kingdom.
Con Just 1 limit
It's difficult to top up money without a bank account that gives you a credit card or account (at least in Italy). Also there is no possibility to load money directly from the credit card of customers to your revolut account.
Con Concierge service (on metal) never replies
I paid GBP150 for the metal card as I wanted the concierge service. However, I have never received any replies to my queries so far, so it's completely useless.
Con No customer support.
Almost non-existent customer support. There is no way to contact them other than via "chat" and they take so long to respond that by the time they do you are no longer in the chat and so they hang up given that you are unresponsive so never answer your queries (even though you have typed it).