When comparing Home Budget with Sync vs PocketGuard: Personal Finance, the Slant community recommends Home Budget with Sync for most people. In the question“What are the best personal finance tracker apps for Android? ” Home Budget with Sync is ranked 10th while PocketGuard: Personal Finance is ranked 25th. The most important reason people chose Home Budget with Sync is:
You only have to enter your Dropbox sign-in data and backups will happen automatically.
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Pros
Pro Backup to Dropbox automatically in regular intervals
You only have to enter your Dropbox sign-in data and backups will happen automatically.
Pro There is a free (lite) version for you to try before you buy
Free version does not have the option to synchronize across multiple devices, but you can try all the options.
Pro Easy to use, fast to enter data
You even have Android widget that helps you enter your expenses in 4 taps (start, amount, account, expense category).
Pro Multiple accounts, multiple expense categories and subcategories
You can have as many accounts you want (and you can group them - either by currency or by type: credit cards, cash/wallets/envelopes), as many expense categories you want and subcategories (only 1 level in depth).
Pro Multiple platforms
Android, iOS, MacOS, Windows, Kindle.
Pro You can set up multiple user accounts
The whole family uses the same database which synchronizes in the background.
Pro Multiplatform (available for iOS and Android)
Pro All accounts in one place
You can connect all financial accounts with PocketGuard and spend only few minutes per day to track your money in one place. PocketGuard will automatically capture your bills, subscriptions and recurring income to set up a budget you can actually stick to.
Pro Timely alerts and reminders
You never miss any payments with timely alerts and reminders. Pay on time to avoid fees and extra charges.
Pro The high-security system protects
PocketGuard uses a read-only connection to your bank and the same security level is used by all major banks. Your data is also protected with a 4-digit PIN that only you know.
Pro Clear visualizations
PocketGuard uses clear charts and graphs to show you all financial picture.
Pro Bank balance and cash flow graphs help keep track of finances at a glance
Pro Informs you whether you can afford to make a large purchase
Pro Shows how much you are free to spend at any time
You can track day-to-day spending to see how much is free to spend.
Cons
Con Mixing different currencies in reports
It has a problem with adding up amounts in different currencies when making reports.
Con Very few reports
Reports are very simple, but you can export data (send to e-mail) into CSV format and use some reporting tool like Power BI (which is free and very powerful) to make your own reports.
Con Windows PC version is too expensive and doesn't have that many options
$14.99 is too much for nothing to add to the smartphone version.