When comparing PaymentSpring vs Stripe, the Slant community recommends Stripe for most people. In the question“What are the best payment gateways for an e-commerce website?” Stripe is ranked 1st while PaymentSpring is ranked 4th. The most important reason people chose Stripe is:
Stripe is very simple for developers to integrate into their application as it is a "works out of the box" solution with a fantastic API. The Stripe API is incredibly simple to setup, for example creating a new charge with Ruby is simply: require "stripe" Stripe.api_key = "vtUQeOtUnYr7PGCLQ96Ul4zqpDUO4sOE" Stripe::Charge.create( :amount => 400, :currency => "usd", :card => { :number => "4242424242424242", :exp_month => 1, :exp_year => 2014, :cvc => 314 }, :description => "Charge for test@example.com" )
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Pros
Pro Securely storage of customer data
Pro Very Easy to Setup
Stripe is very simple for developers to integrate into their application as it is a "works out of the box" solution with a fantastic API.
The Stripe API is incredibly simple to setup, for example creating a new charge with Ruby is simply:
require "stripe"
Stripe.api_key = "vtUQeOtUnYr7PGCLQ96Ul4zqpDUO4sOE"
Stripe::Charge.create(
:amount => 400,
:currency => "usd",
:card => {
:number => "4242424242424242",
:exp_month => 1,
:exp_year => 2014,
:cvc => 314
},
:description => "Charge for test@example.com"
)
Pro Very competitive fees
Pro Great Documentation
Pro Supports online marketplaces
Stripe have recently announced support for online marketplaces. This means a service can now enable their users to seamlessly collect payments using the Stripe API.
Cons
Con Free version is limited
The free version has limited features and is only available for 14 days.
Con They have very complicated and expensive pricing for marketplaces
See here.