When comparing Monefy - Money Manager vs SmartAmount, the Slant community recommends Monefy - Money Manager for most people. In the question“What are the best personal finance tracker apps for Android? ” Monefy - Money Manager is ranked 1st while SmartAmount is ranked 18th. The most important reason people chose Monefy - Money Manager is:
Monefy is extremely simple to use. Just tap either plus for a new income or minus for spending and then select the category for the transaction and your done.
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Pros

Pro User friendly
Monefy is extremely simple to use. Just tap either plus for a new income or minus for spending and then select the category for the transaction and your done.
Pro Can be synced with Dropbox
There is no web application but Monefy can be synced with Dropbox to keep finances updated even without a phone. This feature is pro only ($2.48).
Pro Free without advertisements
Monefy is free without advertisements but there are some features reserved for Pro ($2.48) users such as: password protection, Dropbox Sync, adding new categories, and changing icons. Fortunately these features are not completely necessary.
Pro CSV export of data
Export (in CSV) actual data by 1 click to defined folder on SD card with defined name and defined period. It's quite easy to use it on a shared folder on a phone and customize data source in excel to upload this file.
Pro Secure
Monefy requires that all entries are added manually, so there is no need to give the app bank information.
Pro Support for everyone
Monefy offers support for any country because the app is completely independent of financial institutions. If your financial institution is not supported by apps such as Mint and BillGuard just use Monefy and switch the currency.

Pro Original
SmartAmount has interesting original features, like future fund prediction.

Pro Simple
Unlike other money focused apps, this one is very simple to use and can be learned in few minutes.

Pro Requires only a small bit of time
Users can initially add all recurring incomes and expenses to have a rough estimate. If users forget to register occurrences for long period of time, that is not an issue as all that needs done is for the user to set their current amount and the app will adapt all of its charts and statistics.

Pro Secure
All data is encrypted, and there is a built in user set password.

Pro World-wide availability and currency support
App is available in all world countries, and supports all world currencies.

Pro Chart to see your FUTURE balance
You can easily see how next expenses change your future money availability. You can see it graphically (by chart), or through calendar view

Pro Backup and restore
You can backup in text format (JSON) so you really OWN your data, and you can read it directly from file, if needed
Cons
Con Poor web-support
There is almost zero support on the website. There are no details to guide through sync process. Other apps allow simple sign-in sync, but this needs a 3rd party Dropbox. It's over complex for what it is.
Con Budget information must be inputted manually
Transactions are added in the form of notes; first the amount is added, and then the category. It is a quick process but it can become tedious, especially if multiple transactions have been missed.
Con The website is as clear as mud
The language is so vague there is little app help, nor is it clear what you can or cannot do with either the Pro or free version.
Con No web login
There is no webpage login to see your expenses from computer.
Con No automatic exchange rate
Con Numeric passcodes only
No alphanumeric passcode feature available.
Con The iPhone version is missing some features
Compared to the Android app, the iPhone app is missing budget mode and some languages.
Con Ugly UI
Con Unstable
App last updated January 2017, which is causing issues with Google Play Services repeatedly crashing.
