When comparing Money Lover - Money Manager vs Prism, the Slant community recommends Money Lover - Money Manager for most people. In the question“What are the best personal finance tracker apps for Android? ” Money Lover - Money Manager is ranked 6th while Prism is ranked 31st. The most important reason people chose Money Lover - Money Manager is:
Money Lover is not connected to the users bank accounts. By not being connected that means users have to manually input (at least once) their recurring transactions or singular transactions..
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Pros
Pro Ability to add manual transactions
Money Lover is not connected to the users bank accounts. By not being connected that means users have to manually input (at least once) their recurring transactions or singular transactions..
Pro Useful graphs and charts
Money Lover offers the normal pie chart of your spending and also bar graphs to help you identify trends in your net income.
Pro Option to add details with each transaction
Similar applications to Money Lover only offer a few details to add when inputting a new transaction but Money Lover offers a lot more besides the normal category and title. Money Lover allows you to add notes, contacts, a picture, location, and reminders.
Pro Supports everyone
Money Lover is completely independent of all financial institution so anyone in any country can use Money Lover.
Pro Elegant interface
Elegant and user-friendly interface.
Pro No connections to your banking accounts or investments
Money Lover is completely independent of your financial institution. This is great for those that are worried about sharing their bank account details but of course this is less convenient.
Pro Pay bills from one app
You can pay bills directly in the Prism app, with the swipe of a finger, in seconds! You no longer need to log in to different websites! The biller is paid directly, so there are no delays, no fees, and no strings attached.
Pro Prism grabs all your bills and lets you know how much is due, and when it's due
Prism connects with all of your billers and automatically notifies you when it discovers a new bill.
Pro Prism shows you all your account balances at a glance
Prism lets you check all of your account balances--checking & savings accounts, credit cards, store cards, gift cards--to help you make your decisions quickly.
Pro Supports many billers
Prism supports more billers than any other finance app out there!
Pro Beautiful, simple layout
Prism is the prettiest finance app you've ever seen. It's also quick, responsive, and simple to use.
Pro It's free
And there are no ads.
Pro Billers paid directly
When you pay in Prism, the biller is paid directly and the very same day. Many bill pay solutions have the money flow through the bill pay service, which leads to timing problems and unnecessary delays.
Pro Add your paydays
Prism lets you add your paydays in the app, and it will remind you of when (and how much) you get paid! Juggling cash flow has never been easier!
Pro Manual billers
Add a manual biller if your biller doesn't have an online payment option. Prism will remind you when those bills are due, and you can then mark those bills as paid in the app.
Pro Multiple phone/tablet support
Sync your bills and your money across any number of phones or tablets! Just add your phone number!
Pro Support
Have any questions? Prism Support is built right into the app. You can message Prism Support any time and they'll get back to you within one business day!
Pro Apple Watch
They even have an Apple Watch app!
Pro Theme your app
Change the theme of your app to whatever color your heart desires!
Pro New features
The developers are constantly adding new features, new biller support, and listening to their customers and improving the product.
Cons
Con No budget for all wallets
You can't set one budget to all wallets. For example: if you have 9 wallets in your family, then you need to have 9 budgets for food, 9 budgets for clothes and so on.
Con Difficult to update debt
There is no guideline for updating debt. Every debt goes to the wallet including Mortgage Bond. When updating the opening balance of (for example) the Mortgage Bond, it appears in the bank balance as part of the total positive balance.
Con No import
Cannot import data from my previous app. Transitioning to Money Lover became a very time-consuming task.
Con You have to pay for icons
When buying premium, you should get all features. Unfortunately, you still have to pay for icons.
Con No support for credit card accounts
Con Basic app is free but with advertisements
The free version of Money Lover includes small banner advertisements at the bottom of the application. They aren't too intrusive but they can be annoying. Removing the advertisements is a $2.00 in app purchase. Getting the whole Money Lover experience requires an upgrade from the basic application to the premium application without advertisements and the ability to have more than one wallet, a budget plan, and an event plan for a $4.99 in app purchase.