Mint Bills & Money vs SmartAmount

This application gains more than the read only access of most finance tracking applications with the ability to pay bills right from the application. This may be a security concern for some people but the ability to pay bills all from one place is extremely convenient if your financial institution supports it.

The calendar view is a fantastic feature to overview all incoming bills due dates and plan the month.

It is free to pay bills with Check if paying from a bank account or debit card. Credit cards add a 4% service fee. If an express bill payment is needed, the cost is $7.

Being able to view all accounts and bills in one place is extremely convenient for planning a budget or just managing finances.

Mint Bills & Money will send a notification for upcoming bills, approaching credit limits, or low funds.

Check is one of the first finance applications to offer Android Wear support with which users can take action on Check alerts and notifications.

Mint Bills uses bank level security as well as other security features such as PIN-locking and data wiping. They are also monitored by outside companies such as Norton and TRUSTe.

Checks auto bill paying feature is comparable with a very large list of accounts. It can even manage mortgages and utilities.

SmartAmount has interesting original features, like future fund prediction.

Unlike other money focused apps, this one is very simple to use and can be learned in few minutes.

Users can initially add all recurring incomes and expenses to have a rough estimate. If users forget to register occurrences for long period of time, that is not an issue as all that needs done is for the user to set their current amount and the app will adapt all of its charts and statistics.

All data is encrypted, and there is a built in user set password.

App is available in all world countries, and supports all world currencies.

You can easily see how next expenses change your future money availability. You can see it graphically (by chart), or through calendar view

You can backup in text format (JSON) so you really OWN your data, and you can read it directly from file, if needed