When comparing Mint Bills & Money vs Prism, the Slant community recommends Mint Bills & Money for most people. In the question“What are the best personal finance tracker apps for Android? ” Mint Bills & Money is ranked 7th while Prism is ranked 31st. The most important reason people chose Mint Bills & Money is:
This application gains more than the read only access of most finance tracking applications with the ability to pay bills right from the application. This may be a security concern for some people but the ability to pay bills all from one place is extremely convenient if your financial institution supports it.
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Pros
Pro Ability to pay bills all from one place
This application gains more than the read only access of most finance tracking applications with the ability to pay bills right from the application. This may be a security concern for some people but the ability to pay bills all from one place is extremely convenient if your financial institution supports it.
Pro Calendar view for bills
The calendar view is a fantastic feature to overview all incoming bills due dates and plan the month.
Pro Free to use and pay bills without advertisements
It is free to pay bills with Check if paying from a bank account or debit card. Credit cards add a 4% service fee. If an express bill payment is needed, the cost is $7.
Pro All accounts and bills in one place
Being able to view all accounts and bills in one place is extremely convenient for planning a budget or just managing finances.
Pro Notifications for upcoming bills, nearing credit limits, and low funds
Mint Bills & Money will send a notification for upcoming bills, approaching credit limits, or low funds.
Pro Android Wear support
Check is one of the first finance applications to offer Android Wear support with which users can take action on Check alerts and notifications.
Pro Secure
Mint Bills uses bank level security as well as other security features such as PIN-locking and data wiping. They are also monitored by outside companies such as Norton and TRUSTe.
Pro Extensive list of usable accounts
Checks auto bill paying feature is comparable with a very large list of accounts. It can even manage mortgages and utilities.
Pro Pay bills from one app
You can pay bills directly in the Prism app, with the swipe of a finger, in seconds! You no longer need to log in to different websites! The biller is paid directly, so there are no delays, no fees, and no strings attached.
Pro Prism grabs all your bills and lets you know how much is due, and when it's due
Prism connects with all of your billers and automatically notifies you when it discovers a new bill.
Pro Prism shows you all your account balances at a glance
Prism lets you check all of your account balances--checking & savings accounts, credit cards, store cards, gift cards--to help you make your decisions quickly.
Pro Supports many billers
Prism supports more billers than any other finance app out there!
Pro Beautiful, simple layout
Prism is the prettiest finance app you've ever seen. It's also quick, responsive, and simple to use.
Pro It's free
And there are no ads.
Pro Billers paid directly
When you pay in Prism, the biller is paid directly and the very same day. Many bill pay solutions have the money flow through the bill pay service, which leads to timing problems and unnecessary delays.
Pro Add your paydays
Prism lets you add your paydays in the app, and it will remind you of when (and how much) you get paid! Juggling cash flow has never been easier!
Pro Manual billers
Add a manual biller if your biller doesn't have an online payment option. Prism will remind you when those bills are due, and you can then mark those bills as paid in the app.
Pro Multiple phone/tablet support
Sync your bills and your money across any number of phones or tablets! Just add your phone number!
Pro Support
Have any questions? Prism Support is built right into the app. You can message Prism Support any time and they'll get back to you within one business day!
Pro Apple Watch
They even have an Apple Watch app!
Pro Theme your app
Change the theme of your app to whatever color your heart desires!
Pro New features
The developers are constantly adding new features, new biller support, and listening to their customers and improving the product.
Cons
Con Delay before bill is paid
Check takes two day to process the bill payment before it is paid. Check should help you stay on top of your bills so that you pay them early but if you don't you can make an express payment that pays in about 24 hours. Although the express payment costs $7 so it is best not to procrastinate.
Con Financial coaching features are not very useful
The visuals and analytics in Check are not as useful as they are in applications such as Mint. There is no way to set up a budget and there are not many ways to better optimize your spending. Check is best at what it was designed to do from the beginning: bill paying.
Con Support for only the US
Check currently only offers support for the United States.