When comparing Mint Bills & Money vs Bluecoins- Finance Made Easy, the Slant community recommends Mint Bills & Money for most people. In the question“What are the best personal finance tracker apps for Android? ” Mint Bills & Money is ranked 7th while Bluecoins- Finance Made Easy is ranked 8th. The most important reason people chose Mint Bills & Money is:
This application gains more than the read only access of most finance tracking applications with the ability to pay bills right from the application. This may be a security concern for some people but the ability to pay bills all from one place is extremely convenient if your financial institution supports it.
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Pros
Pro Ability to pay bills all from one place
This application gains more than the read only access of most finance tracking applications with the ability to pay bills right from the application. This may be a security concern for some people but the ability to pay bills all from one place is extremely convenient if your financial institution supports it.
Pro Calendar view for bills
The calendar view is a fantastic feature to overview all incoming bills due dates and plan the month.
Pro Free to use and pay bills without advertisements
It is free to pay bills with Check if paying from a bank account or debit card. Credit cards add a 4% service fee. If an express bill payment is needed, the cost is $7.
Pro All accounts and bills in one place
Being able to view all accounts and bills in one place is extremely convenient for planning a budget or just managing finances.
Pro Notifications for upcoming bills, nearing credit limits, and low funds
Mint Bills & Money will send a notification for upcoming bills, approaching credit limits, or low funds.
Pro Android Wear support
Check is one of the first finance applications to offer Android Wear support with which users can take action on Check alerts and notifications.
Pro Secure
Mint Bills uses bank level security as well as other security features such as PIN-locking and data wiping. They are also monitored by outside companies such as Norton and TRUSTe.
Pro Extensive list of usable accounts
Checks auto bill paying feature is comparable with a very large list of accounts. It can even manage mortgages and utilities.
Pro Very intuitive workflow
Enter a transaction in seconds and transactions are remembered automatically. Typing in the first few letters will show options for previous entries, including price, category and account used previously.
Pro Good import and export functions
Pro Built-in bill reminders
This is usually a separate app, and Bluecoins does a nice job of flawlessly integrating it within the app itself.
Pro Sync via Dropbox or Google
Pro You pay for lifetime a small amount, not a monthly subscription
Cons
Con Delay before bill is paid
Check takes two day to process the bill payment before it is paid. Check should help you stay on top of your bills so that you pay them early but if you don't you can make an express payment that pays in about 24 hours. Although the express payment costs $7 so it is best not to procrastinate.
Con Financial coaching features are not very useful
The visuals and analytics in Check are not as useful as they are in applications such as Mint. There is no way to set up a budget and there are not many ways to better optimize your spending. Check is best at what it was designed to do from the beginning: bill paying.
Con Support for only the US
Check currently only offers support for the United States.
Con No browser or PC desktop app
All records can only be viewable on Android devices.
Con Import bugs
- Import function needs improvement in "Transfers" and Remove qif*.
- "Others" Category in expenses and income cannot be deleted.
- "Unnamed Transaction" shown after import transactions
Con No multiple currency consolidated report
In reporting, we can't generate 1 report to figure out overall multiple currency accounts cash, it will show multiple reports per currency.
Con Bad support
Support needs is not responsive , doesn't reply on premium users too.
Con No export
If you considered changing this app, you will not be able to take your data.
Con No savings tracking feature
Con No debt management capability
