When comparing Financius vs YNAB, the Slant community recommends YNAB for most people. In the question“What are the best expense management mobile apps?” YNAB is ranked 7th while Financius is ranked 9th.
Ranked in these QuestionsQuestion Ranking
Pro Completely free with zero advertisements
Financius - Expense Manager is free to download and use, has zero advertisements.
Pro Handles multiple money accounts and currencies
Financius - Expense Manager is able to utilize multiple money accounts so the user can have their bank, credit card and online money accounts such as Paypal listed within the same app. the user is also able to record different currencies within these accounts.
Pro Material Design
Financius - Expense Manager was recently redesigned to follow Google's Material Design guidelines.
Pro Offers backup to Google Drive accounts
Financius - Expense Manager offers users a way to backup all of their data to a Google Drive account.
Pro Mobile apps for easy expense tracking
Pro Online web app
Pro Free trials available
YNAB lets you try it's software free for just over a month. This gives you a bit of flexibility when doing a monthly budget - 4 extra days to review your budget and determine whether YNAB helped out enough to justify the $5 price.
If you're a student, you can get an additional 12 months for free (for a total of 13 months) and after that you can get 10% off yearly subscriptions.
Pro Provides a method for budgeting
Provides a 4 step method for budgeting money, that really makes budgeting simple and powerful.
Pro Easy to manage and flex budgets
I've tried several including Quicken desktop app and I just like the way YNAB works. It is easy to learn and actually works as advertised.
Con Development may be slow
Financius - Expense Manager may not have features or bugs fixed as fast as other app as it is developed by a one man team.
Con Subscription based
Instead of a one-time purchase, you will need a subscription to use YNAB after the free trial. Subscriptions can be bought month by month ($5/month) or annually ($50 for the year). Even factoring in this recurring fee, the vast majority of users will still save hundreds more dollars each year.
Con Learning curve
There is a learning curve to the YNAB method.