When comparing Financius vs BillGuard, the Slant community recommends Financius for most people. In the question“What are the best personal finance tracker apps for Android? ” Financius is ranked 3rd while BillGuard is ranked 15th. The most important reason people chose Financius is:
Financius - Expense Manager was recently redesigned to follow Google's Material Design guidelines.
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Pros
Pro Material Design
Financius - Expense Manager was recently redesigned to follow Google's Material Design guidelines.
Pro Handles multiple money accounts and currencies
Financius - Expense Manager is able to utilize multiple money accounts so the user can have their bank, credit card and online money accounts such as Paypal listed within the same app. the user is also able to record different currencies within these accounts.
Pro Completely free with zero advertisements
Financius - Expense Manager is free to download and use, has zero advertisements.
Pro Offers backup to Google Drive accounts
Financius - Expense Manager offers users a way to backup all of their data to a Google Drive account.
Pro Nice User Interface
While it may not use the lollipop design guidelines, it still has a clean, simple, elegant interface.
Pro Strong protection against fraudulent activity
Many finance applications have this feature but BillGuard was designed to be first an applications that protects you against fraud and second finance tracker. BillGuard's data breach alert will send an alert if the application believes that a card's information has been hacked. Users can also help to report fraudulent charges to improve the service. If a gray charge is encountered, BillGuard will contact the merchant directly.
Pro Read-only access
BillGuard has a focus on privacy and security. All access to bank accounts is read only, so money can't be moved from within the application.
Pro Free and no advertisements
BillGuard is free with no advertisements. It is unclear how BillGuard makes money.
Pro All bank accounts and investments can be viewed in one place
Like a few other finance tracking applications out there BillGuard makes it convenient to make a budget and track spending by pulling in all bank accounts and investments into one convenient application.
Pro Flag or Approve all transactions
With a simple right swipe to approve or a left swipe to flag a transaction for review (a la Mailbox).
Pro Web applications
If you need to plan your budget or check on a fraudulent transaction BillGuard has you covered with a web application.
Cons
Con Development may be slow
Financius - Expense Manager may not have features or bugs fixed as fast as other app as it is developed by a one man team.
Con US support only
BillGuard is "currently limited to US credit cards and debit cards only, but our goal is to protect everyone and every bill around the globe." But if you are really interested in using BillGuard in another country then you can request that the BillGuard developers prioritize your country here.
Con Somewhat basic visuals and analytics
While other applications provide especially useful charts and graphs of income and spending, BillGuard's are somewhat basic and uninformative. The visuals consist of a simple pie chart of your spending for each month or each account and a line graph that shows the current month's transactions.