When comparing Financius vs Personal Capital Finance, the Slant community recommends Financius for most people. In the question“What are the best personal finance tracker apps for Android? ” Financius is ranked 3rd while Personal Capital Finance is ranked 24th. The most important reason people chose Financius is:
Financius - Expense Manager was recently redesigned to follow Google's Material Design guidelines.
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Pros
Pro Material Design
Financius - Expense Manager was recently redesigned to follow Google's Material Design guidelines.
Pro Handles multiple money accounts and currencies
Financius - Expense Manager is able to utilize multiple money accounts so the user can have their bank, credit card and online money accounts such as Paypal listed within the same app. the user is also able to record different currencies within these accounts.
Pro Completely free with zero advertisements
Financius - Expense Manager is free to download and use, has zero advertisements.
Pro Offers backup to Google Drive accounts
Financius - Expense Manager offers users a way to backup all of their data to a Google Drive account.
Pro Is capable of linking bank and credit cards
Personal Capital Finance has an in built function to allow users to link their personal bank accounts and credit cards.
Pro Net worth and performance graphs
Net Worth allows users to see their total net worth and valuate their personal improvements.
Pro Has an online web interface that syncs with the app
Personal Capital Finance offers a web page interface for those that want to input info through a regular PC or browser, giving more flexibility and options to the user.
Pro Tracks investments and shows up to date valuations
Users can track their investments by account, asset class or individual security. These accounts are then easily comparable to other market finance benchmarks allowing the user to have an even more informed outlook of their finances and potential investments.
Cons
Con Development may be slow
Financius - Expense Manager may not have features or bugs fixed as fast as other app as it is developed by a one man team.
Con May receive soliciting calls
Users may receive calls from Personal Capital Finance soliciting further expenses and purchased features.
Con No budgeting features
Unlike other popular finance syncing sites/app, Personal Capital Finance has no budgeting features.