Personal Capital Finance vs SmartAmount

Personal Capital Finance has an in built function to allow users to link their personal bank accounts and credit cards.

Net Worth allows users to see their total net worth and valuate their personal improvements.

Personal Capital Finance offers a web page interface for those that want to input info through a regular PC or browser, giving more flexibility and options to the user.

Users can track their investments by account, asset class or individual security. These accounts are then easily comparable to other market finance benchmarks allowing the user to have an even more informed outlook of their finances and potential investments.

SmartAmount has interesting original features, like future fund prediction.

Unlike other money focused apps, this one is very simple to use and can be learned in few minutes.

Users can initially add all recurring incomes and expenses to have a rough estimate. If users forget to register occurrences for long period of time, that is not an issue as all that needs done is for the user to set their current amount and the app will adapt all of its charts and statistics.

All data is encrypted, and there is a built in user set password.

App is available in all world countries, and supports all world currencies.

You can easily see how next expenses change your future money availability. You can see it graphically (by chart), or through calendar view

You can backup in text format (JSON) so you really OWN your data, and you can read it directly from file, if needed