You Need A Budget vs SmartAmount

There is an optional cloud syn with Dropbox.

This companion mobile app will sync it's data with the desktop application so users can update their info on the fly.

A whole family of devices can all sync to the same account. This way everyone can stay abreast of how much money is available.

SmartAmount has interesting original features, like future fund prediction.

Unlike other money focused apps, this one is very simple to use and can be learned in few minutes.

Users can initially add all recurring incomes and expenses to have a rough estimate. If users forget to register occurrences for long period of time, that is not an issue as all that needs done is for the user to set their current amount and the app will adapt all of its charts and statistics.

All data is encrypted, and there is a built in user set password.

App is available in all world countries, and supports all world currencies.

You can easily see how next expenses change your future money availability. You can see it graphically (by chart), or through calendar view

You can backup in text format (JSON) so you really OWN your data, and you can read it directly from file, if needed