When comparing You Need A Budget vs PocketGuard: Personal Finance, the Slant community recommends You Need A Budget for most people. In the question“What are the best personal finance tracker apps for Android? ” You Need A Budget is ranked 22nd while PocketGuard: Personal Finance is ranked 25th.
Ranked in these QuestionsQuestion Ranking
Pros
Pro Fantastic support, community, and training options
Pro Cloud sync to Dropbox
There is an optional cloud syn with Dropbox.
Pro Syncs all info to desktop application
This companion mobile app will sync it's data with the desktop application so users can update their info on the fly.
Pro Multiple mobile device sync
A whole family of devices can all sync to the same account. This way everyone can stay abreast of how much money is available.
Pro Multiplatform (available for iOS and Android)
Pro All accounts in one place
You can connect all financial accounts with PocketGuard and spend only few minutes per day to track your money in one place. PocketGuard will automatically capture your bills, subscriptions and recurring income to set up a budget you can actually stick to.
Pro Timely alerts and reminders
You never miss any payments with timely alerts and reminders. Pay on time to avoid fees and extra charges.
Pro The high-security system protects
PocketGuard uses a read-only connection to your bank and the same security level is used by all major banks. Your data is also protected with a 4-digit PIN that only you know.
Pro Clear visualizations
PocketGuard uses clear charts and graphs to show you all financial picture.
Pro Bank balance and cash flow graphs help keep track of finances at a glance
Pro Informs you whether you can afford to make a large purchase
Pro Shows how much you are free to spend at any time
You can track day-to-day spending to see how much is free to spend.
Cons
Con Not a stand alone application
This app is unable to be used unless the user already owns and uses the desktop application.
Con Data must be input manually
Other apps grab information directly from banks.