When comparing SmartAmount vs Expense IQ, the Slant community recommends SmartAmount for most people. In the question“What are the best personal finance tracker apps for Android? ” SmartAmount is ranked 18th while Expense IQ is ranked 19th. The most important reason people chose SmartAmount is:
SmartAmount has interesting original features, like future fund prediction.
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Pros

Pro Original
SmartAmount has interesting original features, like future fund prediction.

Pro Simple
Unlike other money focused apps, this one is very simple to use and can be learned in few minutes.

Pro Requires only a small bit of time
Users can initially add all recurring incomes and expenses to have a rough estimate. If users forget to register occurrences for long period of time, that is not an issue as all that needs done is for the user to set their current amount and the app will adapt all of its charts and statistics.

Pro Secure
All data is encrypted, and there is a built in user set password.

Pro World-wide availability and currency support
App is available in all world countries, and supports all world currencies.

Pro Chart to see your FUTURE balance
You can easily see how next expenses change your future money availability. You can see it graphically (by chart), or through calendar view

Pro Backup and restore
You can backup in text format (JSON) so you really OWN your data, and you can read it directly from file, if needed
Pro Cloud Sync with unlimited devices
Cloud Sync across unlimited number of devices. Uses Google Firebase.
Pro Many different reports
Many different and diverse reports help users analyze and identify trends to better improve saving plans.
Pro Budgets can be set to any account, category and subcategory
Budgets are only monthly, but the ability to set to any account, category, and subcategory comes in very handy.
Pro Can attach photos and lots of details to every transaction
Allows users to attach a photo from gallery or camera to transactions. Can also add payee, category, check status, notes and set to repeat in highly customizable ways.
Pro Can export to CSV and QIF
Pro Split transactions
Handles split transactions flawlessly, and splits show up in reports accurately.
Pro Has clear and simple UI
Material Design with light, dark and panda (hybrid) theme.
Pro Built-in flexible bill reminders
Reliable bill reminders with many customization options.
Cons
Con Unstable
App last updated January 2017, which is causing issues with Google Play Services repeatedly crashing.
Con Chrashing constantly.
Cannot open app. Chrashing immediately. Cleared cache & data. Uninstalled & reinstalled. Rebooted. Nothing works.
Samsung Galaxy S22 Ultra standard firmware Nordic countries Android 13.
Con Cannot sync automatically with your bank
You have to add every transaction manually.
Con Receipt attachments don't sync
Con More than 3 accounts requires a yearly fee
If you need to keep track of more than 3 accounts at once, there is a yearly fee of $19 to unlock the feature of unlimited account tracking.
