SmartAmount vs Home Budget with Sync

SmartAmount has interesting original features, like future fund prediction.

Unlike other money focused apps, this one is very simple to use and can be learned in few minutes.

Users can initially add all recurring incomes and expenses to have a rough estimate. If users forget to register occurrences for long period of time, that is not an issue as all that needs done is for the user to set their current amount and the app will adapt all of its charts and statistics.

All data is encrypted, and there is a built in user set password.

App is available in all world countries, and supports all world currencies.

You can easily see how next expenses change your future money availability. You can see it graphically (by chart), or through calendar view

You can backup in text format (JSON) so you really OWN your data, and you can read it directly from file, if needed

You only have to enter your Dropbox sign-in data and backups will happen automatically.

Free version does not have the option to synchronize across multiple devices, but you can try all the options.

You even have Android widget that helps you enter your expenses in 4 taps (start, amount, account, expense category).

You can have as many accounts you want (and you can group them - either by currency or by type: credit cards, cash/wallets/envelopes), as many expense categories you want and subcategories (only 1 level in depth).

Android, iOS, MacOS, Windows, Kindle.

The whole family uses the same database which synchronizes in the background.