When comparing Prism vs Mint, the Slant community recommends Mint for most people. In the question“What are the best personal finance tracker apps for Android? ” Mint is ranked 2nd while Prism is ranked 31st. The most important reason people chose Mint is:
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
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Pros
Pro Pay bills from one app
You can pay bills directly in the Prism app, with the swipe of a finger, in seconds! You no longer need to log in to different websites! The biller is paid directly, so there are no delays, no fees, and no strings attached.
Pro Prism grabs all your bills and lets you know how much is due, and when it's due
Prism connects with all of your billers and automatically notifies you when it discovers a new bill.
Pro Prism shows you all your account balances at a glance
Prism lets you check all of your account balances--checking & savings accounts, credit cards, store cards, gift cards--to help you make your decisions quickly.
Pro Supports many billers
Prism supports more billers than any other finance app out there!
Pro Beautiful, simple layout
Prism is the prettiest finance app you've ever seen. It's also quick, responsive, and simple to use.
Pro It's free
And there are no ads.
Pro Billers paid directly
When you pay in Prism, the biller is paid directly and the very same day. Many bill pay solutions have the money flow through the bill pay service, which leads to timing problems and unnecessary delays.
Pro Add your paydays
Prism lets you add your paydays in the app, and it will remind you of when (and how much) you get paid! Juggling cash flow has never been easier!
Pro Manual billers
Add a manual biller if your biller doesn't have an online payment option. Prism will remind you when those bills are due, and you can then mark those bills as paid in the app.
Pro Multiple phone/tablet support
Sync your bills and your money across any number of phones or tablets! Just add your phone number!
Pro Support
Have any questions? Prism Support is built right into the app. You can message Prism Support any time and they'll get back to you within one business day!
Pro Apple Watch
They even have an Apple Watch app!
Pro Theme your app
Change the theme of your app to whatever color your heart desires!
Pro New features
The developers are constantly adding new features, new biller support, and listening to their customers and improving the product.
Pro All accounts in one place
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
Pro Organizes budget into categories
Mint splits your spending into different categories, such as gas or fast food, so you can see where you're spending too much money or how much you need to budget for.
Pro Alerts
Mint can be set to alert you to various events such as upcoming bills, or low balances on any accounts. It can be set to alert you from the app, through email or by text message. In addition you can sign up to recieve monthly emails about your money and ways to improve your budget.
Cons
Con Not international
Only works for US & Canada banks, and even then there are banks (like EQ Bank) that have actively blocked access to Mint.
Con Online only
It does not work offline.
Con Unsafe
With very few exceptions, Mint isn't just syncing your data over, but is using your username and password to log directly into the bank website. Banks will not reimburse for any fraud or stolen funds that may result from this, or may use Mint as an excuse to not reimburse for charges or stolen funds that occur from other causes.
Con Categories organization not flexible
Con The budgeting part has too many bugs
Con Very complicated tool
Of course, it's powerful but also very complicated. Some would prefer tools which are less robust, has less features but are a lot easier.