When comparing PocketGuard: Personal Finance vs Mint, the Slant community recommends Mint for most people. In the question“What are the best personal finance tracker apps for Android? ” Mint is ranked 2nd while PocketGuard: Personal Finance is ranked 25th. The most important reason people chose Mint is:
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
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Pros
Pro Multiplatform (available for iOS and Android)
Pro All accounts in one place
You can connect all financial accounts with PocketGuard and spend only few minutes per day to track your money in one place. PocketGuard will automatically capture your bills, subscriptions and recurring income to set up a budget you can actually stick to.
Pro Timely alerts and reminders
You never miss any payments with timely alerts and reminders. Pay on time to avoid fees and extra charges.
Pro The high-security system protects
PocketGuard uses a read-only connection to your bank and the same security level is used by all major banks. Your data is also protected with a 4-digit PIN that only you know.
Pro Clear visualizations
PocketGuard uses clear charts and graphs to show you all financial picture.
Pro Bank balance and cash flow graphs help keep track of finances at a glance
Pro Informs you whether you can afford to make a large purchase
Pro Shows how much you are free to spend at any time
You can track day-to-day spending to see how much is free to spend.
Pro All accounts in one place
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
Pro Organizes budget into categories
Mint splits your spending into different categories, such as gas or fast food, so you can see where you're spending too much money or how much you need to budget for.
Pro Alerts
Mint can be set to alert you to various events such as upcoming bills, or low balances on any accounts. It can be set to alert you from the app, through email or by text message. In addition you can sign up to recieve monthly emails about your money and ways to improve your budget.
Cons

Con Not international
Only works for US & Canada banks, and even then there are banks (like EQ Bank) that have actively blocked access to Mint.
Con Online only
It does not work offline.

Con Unsafe
With very few exceptions, Mint isn't just syncing your data over, but is using your username and password to log directly into the bank website. Banks will not reimburse for any fraud or stolen funds that may result from this, or may use Mint as an excuse to not reimburse for charges or stolen funds that occur from other causes.
Con Categories organization not flexible
Con The budgeting part has too many bugs
Con Very complicated tool
Of course, it's powerful but also very complicated. Some would prefer tools which are less robust, has less features but are a lot easier.
