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Add to SafariWhen comparing Simplifi vs Mint, the Slant community recommends Simplifi for most people. In the question“What are the best mobile finance tracking apps?” Simplifi is ranked 1st while Mint is ranked 4th. The most important reason people chose Simplifi is:
Because this program is subscription based, there's no need to worry about ads showing up.
Question Ranking
Pros
Pro No ads
Because this program is subscription based, there's no need to worry about ads showing up.
Pro Cross Platform
Simplifi is available on Android and iOS, as well as through its web interface on any device with a browser.
Pro All accounts in one place
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
Pro Organizes budget into categories
Mint splits your spending into different categories, such as gas or fast food, so you can see where you're spending too much money or how much you need to budget for.
Pro Alerts
Mint can be set to alert you to various events such as upcoming bills, or low balances on any accounts. It can be set to alert you from the app, through email or by text message. In addition you can sign up to recieve monthly emails about your money and ways to improve your budget.
Cons
Con No free version available.
After the free 30-day trial, there is no option to continue using it without paying a monthly or annual subscription.
Con Not international
Only works for US & Canada banks, and even then there are banks (like EQ Bank) that have actively blocked access to Mint.
Con Online only
It does not work offline.
Con Unsafe
With very few exceptions, Mint isn't just syncing your data over, but is using your username and password to log directly into the bank website. Banks will not reimburse for any fraud or stolen funds that may result from this, or may use Mint as an excuse to not reimburse for charges or stolen funds that occur from other causes.
Con Categories organization not flexible
Con The budgeting part has too many bugs
Con Very complicated tool
Of course, it's powerful but also very complicated. Some would prefer tools which are less robust, has less features but are a lot easier.
