When comparing Razorpay vs Stripe, the Slant community recommends Stripe for most people. In the question“What are the best payment gateways for an e-commerce website?” Stripe is ranked 1st while Razorpay is ranked 2nd. The most important reason people chose Stripe is:
Stripe is very simple for developers to integrate into their application as it is a "works out of the box" solution with a fantastic API. The Stripe API is incredibly simple to setup, for example creating a new charge with Ruby is simply: require "stripe" Stripe.api_key = "vtUQeOtUnYr7PGCLQ96Ul4zqpDUO4sOE" Stripe::Charge.create( :amount => 400, :currency => "usd", :card => { :number => "4242424242424242", :exp_month => 1, :exp_year => 2014, :cvc => 314 }, :description => "Charge for test@example.com" )
Ranked in these QuestionsQuestion Ranking
Pros
Pro Very Easy to Setup
Stripe is very simple for developers to integrate into their application as it is a "works out of the box" solution with a fantastic API.
The Stripe API is incredibly simple to setup, for example creating a new charge with Ruby is simply:
require "stripe"
Stripe.api_key = "vtUQeOtUnYr7PGCLQ96Ul4zqpDUO4sOE"
Stripe::Charge.create(
:amount => 400,
:currency => "usd",
:card => {
:number => "4242424242424242",
:exp_month => 1,
:exp_year => 2014,
:cvc => 314
},
:description => "Charge for test@example.com"
)
Pro Very competitive fees
Pro Great Documentation
Pro Supports online marketplaces
Stripe have recently announced support for online marketplaces. This means a service can now enable their users to seamlessly collect payments using the Stripe API.
Cons
Con They have very complicated and expensive pricing for marketplaces
See here.