When comparing Apple Pay vs Samsung Pay, the Slant community recommends Apple Pay for most people. In the question“What are the best contactless payment options?” Apple Pay is ranked 1st while Samsung Pay is ranked 4th.
Ranked in these QuestionsQuestion Ranking
Pros
Pro Actual credit card number is obfuscated through Tokenization
Pro Fingerprint authentication adds secondary authentication without requiring to remember anything
Fingerprint authentication adds secondary authentication before a transaction can be initiated. Additionally, it makes sure that nothing get's bought by accident and doesn't require remembering anything such as a password or a pin to use.
Pro The most widely used option
Apple Pay is used more than all of the competition combined.
Pro No credit card information is stored on Apple's devices or servers (except during setup)
Apple avoids any contact with real credit card information, except during setup at which point all information is handled carefully using encryption throughout the process.
Pro Can be used with a traditional credit card swipe reader
Samsung Pay supports Magnetic Secure Transmission technology that allows using the phone to swipe near a credit card swipe reader to pay. The technology currently is only supported in Galaxy S6 and Galaxy S6 Edge phones.
Cons
Con Works only with iPhone 6 or later
Apple Pay is compatible only with iPhones and only those that include an NFC and Secure Element chips which currently is only iPhone 6 and iPhone 6 Plus.
Con Works with a limited selection of cards
Con Killer feature is limited to a subset of smartphones
Magnetic Secure Transmission technology that allows using the phone to swipe near a credit card swipe reader to pay is only supported in Galaxy S6 and Galaxy S6 Edge phones.