When comparing Google Wallet vs Swarm by Foursquare, the Slant community recommends Google Wallet for most people. In the question“What are the best Material Design apps?” Google Wallet is ranked 25th while Swarm by Foursquare is ranked 77th. The most important reason people chose Google Wallet is:
Google has a partnership with Bancorp Bank that issues a Virtual Card to Google Wallet users that works as an intermediary between customer's card and merchant. It gives more choice in terms of compatible cards and works as a card fraud mitigation technique.
Ranked in these QuestionsQuestion Ranking
Pros
Pro Best choice of supported cards through Google's Virtual Card system
Google has a partnership with Bancorp Bank that issues a Virtual Card to Google Wallet users that works as an intermediary between customer's card and merchant. It gives more choice in terms of compatible cards and works as a card fraud mitigation technique.
Pro Has a robust fraud protection system
All verified unauthorized transactions reported within 120 days of the transaction are completely refunded.
Pro No credit card information is stored on the phone
In case a phone is lost or stolen no access to actual credit card information can be gained.
Pro 4-digit PIN provides added security through secondary authentication
4-digit PIN that has to be entered before any transaction can take place adds secondary authentication and makes sure that nothing gets bought by accident.
Pro Stickers
Formerly known as badges in the original app, you will be rewarded stickers whenever you check-in to a specific place or for the number of check-ins you have made.
Pro Mayorships
Mayorships is a feature where the person with the most check-ins in that particular place will be rewarded with a mayorship of that particular place.
Pro Leaderboard
Leaderboard is a features that ranks how frequent you and your friends gain points via check-ins, exploring new places and mayorships.
Pro Powered by Foursquare
All of the places data is obtained from Foursquare, as Swarm is part of Foursquare product.
Cons
Con Credit card and transaction information is stored on Google's servers
Con Viewing a place requires main Foursquare app
Since there is a split between place discovery and the social check-in feature in main Foursquare app, anyone who wants to check out a place must install the main Foursquare app in order to view the places details, photos and contacts.
