When comparing Samsung Pay vs Android Pay, the Slant community recommends Android Pay for most people. In the question“What are the best contactless payment options?” Android Pay is ranked 3rd while Samsung Pay is ranked 4th. The most important reason people chose Android Pay is:
Android Pay functions as a platform that allows third-party developers to create payment apps on top of it not as a standalone app itself. This potentially will enable higher competition between available frontends and as a result better solutions without having the payment information tied to one tool.
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Pros
Pro Can be used with a traditional credit card swipe reader
Samsung Pay supports Magnetic Secure Transmission technology that allows using the phone to swipe near a credit card swipe reader to pay. The technology currently is only supported in Galaxy S6 and Galaxy S6 Edge phones.
Pro It's a platform not an app
Android Pay functions as a platform that allows third-party developers to create payment apps on top of it not as a standalone app itself. This potentially will enable higher competition between available frontends and as a result better solutions without having the payment information tied to one tool.
Cons
Con Killer feature is limited to a subset of smartphones
Magnetic Secure Transmission technology that allows using the phone to swipe near a credit card swipe reader to pay is only supported in Galaxy S6 and Galaxy S6 Edge phones.