Here’s the Deal
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When comparing Venmo vs Stripe, the Slant community recommends Venmo for most people. In the question“What are the best peer-to-peer payment systems?” Venmo is ranked 3rd while Stripe is ranked 5th.
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Pros
No pros yet!
Pro Very Easy to Setup
Stripe is very simple for developers to integrate into their application as it is a "works out of the box" solution with a fantastic API.
The Stripe API is incredibly simple to setup, for example creating a new charge with Ruby is simply:
require "stripe"
Stripe.api_key = "vtUQeOtUnYr7PGCLQ96Ul4zqpDUO4sOE"
Stripe::Charge.create(
:amount => 400,
:currency => "usd",
:card => {
:number => "4242424242424242",
:exp_month => 1,
:exp_year => 2014,
:cvc => 314
},
:description => "Charge for test@example.com"
)
Pro Very competitive fees
Pro Great Documentation
Pro Supports online marketplaces
Stripe have recently announced support for online marketplaces. This means a service can now enable their users to seamlessly collect payments using the Stripe API.
Cons
No cons yet!
Con They have very complicated and expensive pricing for marketplaces
See here.