YNAB is an abbreviation for You Need A Budget.
Ranked in these QuestionsQuestion Ranking
Pro Mobile apps for easy expense tracking
Pro Online web app
Pro Free trials available
YNAB lets you try it's software free for just over a month. This gives you a bit of flexibility when doing a monthly budget - 4 extra days to review your budget and determine whether YNAB helped out enough to justify the $5 price.
If you're a student, you can get an additional 12 months for free (for a total of 13 months) and after that you can get 10% off yearly subscriptions.
Pro Provides a method for budgeting
Provides a 4 step method for budgeting money, that really makes budgeting simple and powerful.
Pro Easy to manage and flex budgets
I've tried several including Quicken desktop app and I just like the way YNAB works. It is easy to learn and actually works as advertised.
Con Subscription based
Instead of a one-time purchase, you will need a subscription to use YNAB after the free trial. Subscriptions can be bought month by month ($5/month) or annually ($50 for the year). Even factoring in this recurring fee, the vast majority of users will still save hundreds more dollars each year.
Con Learning curve
There is a learning curve to the YNAB method.