When comparing Pocketsmith vs Buckets, the Slant community recommends Buckets for most people. In the question“What are the best cross-platform budgeting apps?” Buckets is ranked 10th while Pocketsmith is ranked 12th.
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Pros
Pro Not based upon advertising or selling customer data
It's not free, but this can be a good for those who would prefer to pay rather than be the product.
Sustainable business model.
Pro Budgeting
Pro Forecasting
Pro Multi-currency support
Pro No monthly fee
Pro Budgeting closely integrated
While not perfect, the Buckets is the only offline budgeting desktop application which has budgeting as front-and-center as YNAB 4, and the developer is continually working on it, so hopefully it will be improved further.
Pro Untimed, free trial
Evaluate the app for as long as you need prior to purchasing.
Pro Syncs with your bank
Allows you to write private macros and import data securely from your bank.
Pro Import from YNAB4 Budget
You can upload your YNAB4 budget and you are ready to go.
Pro Imports Amazon transactions
This program will import and reconcile Amazon transactions.
Cons
Con Check Number/Transaction ID is not available
If you have checks or transaction IDs, you are forced to used the Memo field which is over used for memos and/or payees.
Con No payee field
The "memo" field is over used as a payee field within the program. If you use the "memo" for payee, you cannot have any other description of the transaction. If you use the "memo" for a memo, you cannot track the payee.