BillGuard vs Prism

While it may not use the lollipop design guidelines, it still has a clean, simple, elegant interface.

Many finance applications have this feature but BillGuard was designed to be first an applications that protects you against fraud and second finance tracker. BillGuard's data breach alert will send an alert if the application believes that a card's information has been hacked. Users can also help to report fraudulent charges to improve the service. If a gray charge is encountered, BillGuard will contact the merchant directly.

BillGuard has a focus on privacy and security. All access to bank accounts is read only, so money can't be moved from within the application.

BillGuard is free with no advertisements. It is unclear how BillGuard makes money.

Like a few other finance tracking applications out there BillGuard makes it convenient to make a budget and track spending by pulling in all bank accounts and investments into one convenient application.

With a simple right swipe to approve or a left swipe to flag a transaction for review (a la Mailbox).

If you need to plan your budget or check on a fraudulent transaction BillGuard has you covered with a web application.

You can pay bills directly in the Prism app, with the swipe of a finger, in seconds! You no longer need to log in to different websites! The biller is paid directly, so there are no delays, no fees, and no strings attached.

Prism connects with all of your billers and automatically notifies you when it discovers a new bill.

Prism lets you check all of your account balances--checking & savings accounts, credit cards, store cards, gift cards--to help you make your decisions quickly.

Prism supports more billers than any other finance app out there!

Prism is the prettiest finance app you've ever seen. It's also quick, responsive, and simple to use.

And there are no ads.

When you pay in Prism, the biller is paid directly and the very same day. Many bill pay solutions have the money flow through the bill pay service, which leads to timing problems and unnecessary delays.

Prism lets you add your paydays in the app, and it will remind you of when (and how much) you get paid! Juggling cash flow has never been easier!

Add a manual biller if your biller doesn't have an online payment option. Prism will remind you when those bills are due, and you can then mark those bills as paid in the app.

Sync your bills and your money across any number of phones or tablets! Just add your phone number!

Have any questions? Prism Support is built right into the app. You can message Prism Support any time and they'll get back to you within one business day!

They even have an Apple Watch app!

Change the theme of your app to whatever color your heart desires!

The developers are constantly adding new features, new biller support, and listening to their customers and improving the product.