When comparing BillGuard vs Bluecoins- Finance Made Easy, the Slant community recommends Bluecoins- Finance Made Easy for most people. In the question“What are the best personal finance tracker apps for Android? ” Bluecoins- Finance Made Easy is ranked 8th while BillGuard is ranked 15th. The most important reason people chose Bluecoins- Finance Made Easy is:
Enter a transaction in seconds and transactions are remembered automatically. Typing in the first few letters will show options for previous entries, including price, category and account used previously.
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Pros
Pro Nice User Interface
While it may not use the lollipop design guidelines, it still has a clean, simple, elegant interface.
Pro Strong protection against fraudulent activity
Many finance applications have this feature but BillGuard was designed to be first an applications that protects you against fraud and second finance tracker. BillGuard's data breach alert will send an alert if the application believes that a card's information has been hacked. Users can also help to report fraudulent charges to improve the service. If a gray charge is encountered, BillGuard will contact the merchant directly.
Pro Read-only access
BillGuard has a focus on privacy and security. All access to bank accounts is read only, so money can't be moved from within the application.
Pro Free and no advertisements
BillGuard is free with no advertisements. It is unclear how BillGuard makes money.
Pro All bank accounts and investments can be viewed in one place
Like a few other finance tracking applications out there BillGuard makes it convenient to make a budget and track spending by pulling in all bank accounts and investments into one convenient application.
Pro Flag or Approve all transactions
With a simple right swipe to approve or a left swipe to flag a transaction for review (a la Mailbox).
Pro Web applications
If you need to plan your budget or check on a fraudulent transaction BillGuard has you covered with a web application.
Pro Very intuitive workflow
Enter a transaction in seconds and transactions are remembered automatically. Typing in the first few letters will show options for previous entries, including price, category and account used previously.
Pro Good import and export functions
Pro Built-in bill reminders
This is usually a separate app, and Bluecoins does a nice job of flawlessly integrating it within the app itself.
Pro Sync via Dropbox or Google
Pro You pay for lifetime a small amount, not a monthly subscription
Cons
Con US support only
BillGuard is "currently limited to US credit cards and debit cards only, but our goal is to protect everyone and every bill around the globe." But if you are really interested in using BillGuard in another country then you can request that the BillGuard developers prioritize your country here.
Con Somewhat basic visuals and analytics
While other applications provide especially useful charts and graphs of income and spending, BillGuard's are somewhat basic and uninformative. The visuals consist of a simple pie chart of your spending for each month or each account and a line graph that shows the current month's transactions.
Con No browser or PC desktop app
All records can only be viewable on Android devices.
Con Import bugs
- Import function needs improvement in "Transfers" and Remove qif*.
- "Others" Category in expenses and income cannot be deleted.
- "Unnamed Transaction" shown after import transactions
Con No multiple currency consolidated report
In reporting, we can't generate 1 report to figure out overall multiple currency accounts cash, it will show multiple reports per currency.
Con Bad support
Support needs is not responsive , doesn't reply on premium users too.
Con No export
If you considered changing this app, you will not be able to take your data.