When comparing Mint Bills & Money vs Expense IQ, the Slant community recommends Mint Bills & Money for most people. In the question“What are the best personal finance tracker apps for Android? ” Mint Bills & Money is ranked 7th while Expense IQ is ranked 19th. The most important reason people chose Mint Bills & Money is:
This application gains more than the read only access of most finance tracking applications with the ability to pay bills right from the application. This may be a security concern for some people but the ability to pay bills all from one place is extremely convenient if your financial institution supports it.
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Pros
Pro Ability to pay bills all from one place
This application gains more than the read only access of most finance tracking applications with the ability to pay bills right from the application. This may be a security concern for some people but the ability to pay bills all from one place is extremely convenient if your financial institution supports it.
Pro Calendar view for bills
The calendar view is a fantastic feature to overview all incoming bills due dates and plan the month.
Pro Free to use and pay bills without advertisements
It is free to pay bills with Check if paying from a bank account or debit card. Credit cards add a 4% service fee. If an express bill payment is needed, the cost is $7.
Pro All accounts and bills in one place
Being able to view all accounts and bills in one place is extremely convenient for planning a budget or just managing finances.
Pro Notifications for upcoming bills, nearing credit limits, and low funds
Mint Bills & Money will send a notification for upcoming bills, approaching credit limits, or low funds.
Pro Android Wear support
Check is one of the first finance applications to offer Android Wear support with which users can take action on Check alerts and notifications.
Pro Secure
Mint Bills uses bank level security as well as other security features such as PIN-locking and data wiping. They are also monitored by outside companies such as Norton and TRUSTe.
Pro Extensive list of usable accounts
Checks auto bill paying feature is comparable with a very large list of accounts. It can even manage mortgages and utilities.
Pro Cloud Sync with unlimited devices
Cloud Sync across unlimited number of devices. Uses Google Firebase.
Pro Many different reports
Many different and diverse reports help users analyze and identify trends to better improve saving plans.
Pro Budgets can be set to any account, category and subcategory
Budgets are only monthly, but the ability to set to any account, category, and subcategory comes in very handy.
Pro Can attach photos and lots of details to every transaction
Allows users to attach a photo from gallery or camera to transactions. Can also add payee, category, check status, notes and set to repeat in highly customizable ways.
Pro Can export to CSV and QIF
Pro Split transactions
Handles split transactions flawlessly, and splits show up in reports accurately.
Pro Has clear and simple UI
Material Design with light, dark and panda (hybrid) theme.
Pro Built-in flexible bill reminders
Reliable bill reminders with many customization options.
Cons
Con Delay before bill is paid
Check takes two day to process the bill payment before it is paid. Check should help you stay on top of your bills so that you pay them early but if you don't you can make an express payment that pays in about 24 hours. Although the express payment costs $7 so it is best not to procrastinate.
Con Financial coaching features are not very useful
The visuals and analytics in Check are not as useful as they are in applications such as Mint. There is no way to set up a budget and there are not many ways to better optimize your spending. Check is best at what it was designed to do from the beginning: bill paying.
Con Support for only the US
Check currently only offers support for the United States.
Con Chrashing constantly.
Cannot open app. Chrashing immediately. Cleared cache & data. Uninstalled & reinstalled. Rebooted. Nothing works.
Samsung Galaxy S22 Ultra standard firmware Nordic countries Android 13.
Con Cannot sync automatically with your bank
You have to add every transaction manually.
Con Receipt attachments don't sync
Con More than 3 accounts requires a yearly fee
If you need to keep track of more than 3 accounts at once, there is a yearly fee of $19 to unlock the feature of unlimited account tracking.
