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Add to SafariWhen comparing Personal Capital Finance vs Expense IQ, the Slant community recommends Expense IQ for most people. In the question“What are the best personal finance tracker apps for Android? ” Expense IQ is ranked 19th while Personal Capital Finance is ranked 24th. The most important reason people chose Expense IQ is:
Cloud Sync across unlimited number of devices. Uses Google Firebase.
Question Ranking
Pros
Pro Is capable of linking bank and credit cards
Personal Capital Finance has an in built function to allow users to link their personal bank accounts and credit cards.
Pro Net worth and performance graphs
Net Worth allows users to see their total net worth and valuate their personal improvements.
Pro Has an online web interface that syncs with the app
Personal Capital Finance offers a web page interface for those that want to input info through a regular PC or browser, giving more flexibility and options to the user.
Pro Tracks investments and shows up to date valuations
Users can track their investments by account, asset class or individual security. These accounts are then easily comparable to other market finance benchmarks allowing the user to have an even more informed outlook of their finances and potential investments.
Pro Cloud Sync with unlimited devices
Cloud Sync across unlimited number of devices. Uses Google Firebase.
Pro Many different reports
Many different and diverse reports help users analyze and identify trends to better improve saving plans.
Pro Budgets can be set to any account, category and subcategory
Budgets are only monthly, but the ability to set to any account, category, and subcategory comes in very handy.
Pro Can attach photos and lots of details to every transaction
Allows users to attach a photo from gallery or camera to transactions. Can also add payee, category, check status, notes and set to repeat in highly customizable ways.
Pro Can export to CSV and QIF
Pro Split transactions
Handles split transactions flawlessly, and splits show up in reports accurately.
Pro Has clear and simple UI
Material Design with light, dark and panda (hybrid) theme.
Pro Built-in flexible bill reminders
Reliable bill reminders with many customization options.
Cons
Con May receive soliciting calls
Users may receive calls from Personal Capital Finance soliciting further expenses and purchased features.
Con No budgeting features
Unlike other popular finance syncing sites/app, Personal Capital Finance has no budgeting features.
Con Chrashing constantly.
Cannot open app. Chrashing immediately. Cleared cache & data. Uninstalled & reinstalled. Rebooted. Nothing works.
Samsung Galaxy S22 Ultra standard firmware Nordic countries Android 13.
Con Cannot sync automatically with your bank
You have to add every transaction manually.
Con Receipt attachments don't sync
Con More than 3 accounts requires a yearly fee
If you need to keep track of more than 3 accounts at once, there is a yearly fee of $19 to unlock the feature of unlimited account tracking.
