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Add to SafariWhen comparing Personal Capital Finance vs Home Budget with Sync, the Slant community recommends Home Budget with Sync for most people. In the question“What are the best personal finance tracker apps for Android? ” Home Budget with Sync is ranked 18th while Personal Capital Finance is ranked 24th. The most important reason people chose Home Budget with Sync is:
You only have to enter your Dropbox sign-in data and backups will happen automatically.
Question Ranking
Pros
Pro Is capable of linking bank and credit cards
Personal Capital Finance has an in built function to allow users to link their personal bank accounts and credit cards.
Pro Net worth and performance graphs
Net Worth allows users to see their total net worth and valuate their personal improvements.
Pro Has an online web interface that syncs with the app
Personal Capital Finance offers a web page interface for those that want to input info through a regular PC or browser, giving more flexibility and options to the user.
Pro Tracks investments and shows up to date valuations
Users can track their investments by account, asset class or individual security. These accounts are then easily comparable to other market finance benchmarks allowing the user to have an even more informed outlook of their finances and potential investments.
Pro Backup to Dropbox automatically in regular intervals
You only have to enter your Dropbox sign-in data and backups will happen automatically.
Pro There is a free (lite) version for you to try before you buy
Free version does not have the option to synchronize across multiple devices, but you can try all the options.
Pro Easy to use, fast to enter data
You even have Android widget that helps you enter your expenses in 4 taps (start, amount, account, expense category).
Pro Multiple accounts, multiple expense categories and subcategories
You can have as many accounts you want (and you can group them - either by currency or by type: credit cards, cash/wallets/envelopes), as many expense categories you want and subcategories (only 1 level in depth).
Pro Multiple platforms
Android, iOS, MacOS, Windows, Kindle.
Pro You can set up multiple user accounts
The whole family uses the same database which synchronizes in the background.
Cons
Con May receive soliciting calls
Users may receive calls from Personal Capital Finance soliciting further expenses and purchased features.
Con No budgeting features
Unlike other popular finance syncing sites/app, Personal Capital Finance has no budgeting features.
Con Mixing different currencies in reports
It has a problem with adding up amounts in different currencies when making reports.
Con Very few reports
Reports are very simple, but you can export data (send to e-mail) into CSV format and use some reporting tool like Power BI (which is free and very powerful) to make your own reports.
Con Windows PC version is too expensive and doesn't have that many options
$14.99 is too much for nothing to add to the smartphone version.
