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Add to SafariWhen comparing Personal Capital Finance vs Bluecoins- Finance Made Easy, the Slant community recommends Bluecoins- Finance Made Easy for most people. In the question“What are the best personal finance tracker apps for Android? ” Bluecoins- Finance Made Easy is ranked 7th while Personal Capital Finance is ranked 24th. The most important reason people chose Bluecoins- Finance Made Easy is:
Enter a transaction in seconds and transactions are remembered automatically. Typing in the first few letters will show options for previous entries, including price, category and account used previously.
Question Ranking
Pros
Pro Is capable of linking bank and credit cards
Personal Capital Finance has an in built function to allow users to link their personal bank accounts and credit cards.
Pro Net worth and performance graphs
Net Worth allows users to see their total net worth and valuate their personal improvements.
Pro Has an online web interface that syncs with the app
Personal Capital Finance offers a web page interface for those that want to input info through a regular PC or browser, giving more flexibility and options to the user.
Pro Tracks investments and shows up to date valuations
Users can track their investments by account, asset class or individual security. These accounts are then easily comparable to other market finance benchmarks allowing the user to have an even more informed outlook of their finances and potential investments.
Pro Very intuitive workflow
Enter a transaction in seconds and transactions are remembered automatically. Typing in the first few letters will show options for previous entries, including price, category and account used previously.
Pro Good import and export functions
Pro Built-in bill reminders
This is usually a separate app, and Bluecoins does a nice job of flawlessly integrating it within the app itself.
Pro Sync via Dropbox or Google
Pro You pay for lifetime a small amount, not a monthly subscription
Cons
Con May receive soliciting calls
Users may receive calls from Personal Capital Finance soliciting further expenses and purchased features.
Con No budgeting features
Unlike other popular finance syncing sites/app, Personal Capital Finance has no budgeting features.
Con No browser or PC desktop app
All records can only be viewable on Android devices.
Con Import bugs
- Import function needs improvement in "Transfers" and Remove qif*.
- "Others" Category in expenses and income cannot be deleted.
- "Unnamed Transaction" shown after import transactions
Con No multiple currency consolidated report
In reporting, we can't generate 1 report to figure out overall multiple currency accounts cash, it will show multiple reports per currency.
Con Bad support
Support needs is not responsive , doesn't reply on premium users too.
Con No export
If you considered changing this app, you will not be able to take your data.
Con No savings tracking feature
Con No debt management capability
