SmartAmount vs PocketGuard: Personal Finance

SmartAmount has interesting original features, like future fund prediction.

Unlike other money focused apps, this one is very simple to use and can be learned in few minutes.

Users can initially add all recurring incomes and expenses to have a rough estimate. If users forget to register occurrences for long period of time, that is not an issue as all that needs done is for the user to set their current amount and the app will adapt all of its charts and statistics.

All data is encrypted, and there is a built in user set password.

App is available in all world countries, and supports all world currencies.

You can easily see how next expenses change your future money availability. You can see it graphically (by chart), or through calendar view

You can backup in text format (JSON) so you really OWN your data, and you can read it directly from file, if needed

You can connect all financial accounts with PocketGuard and spend only few minutes per day to track your money in one place. PocketGuard will automatically capture your bills, subscriptions and recurring income to set up a budget you can actually stick to.

You never miss any payments with timely alerts and reminders. Pay on time to avoid fees and extra charges.

PocketGuard uses a read-only connection to your bank and the same security level is used by all major banks. Your data is also protected with a 4-digit PIN that only you know.

PocketGuard uses clear charts and graphs to show you all financial picture.

You can track day-to-day spending to see how much is free to spend.