When comparing Mint vs Bluecoins- Finance Made Easy, the Slant community recommends Mint for most people. In the question“What are the best personal finance tracker apps for Android? ” Mint is ranked 2nd while Bluecoins- Finance Made Easy is ranked 8th. The most important reason people chose Mint is:
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
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Pros
Pro All accounts in one place
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
Pro Organizes budget into categories
Mint splits your spending into different categories, such as gas or fast food, so you can see where you're spending too much money or how much you need to budget for.
Pro Alerts
Mint can be set to alert you to various events such as upcoming bills, or low balances on any accounts. It can be set to alert you from the app, through email or by text message. In addition you can sign up to recieve monthly emails about your money and ways to improve your budget.
Pro Very intuitive workflow
Enter a transaction in seconds and transactions are remembered automatically. Typing in the first few letters will show options for previous entries, including price, category and account used previously.
Pro Good import and export functions
Pro Built-in bill reminders
This is usually a separate app, and Bluecoins does a nice job of flawlessly integrating it within the app itself.
Pro Sync via Dropbox or Google
Pro You pay for lifetime a small amount, not a monthly subscription
Cons
Con Not international
Only works for US & Canada banks, and even then there are banks (like EQ Bank) that have actively blocked access to Mint.
Con Online only
It does not work offline.
Con Unsafe
With very few exceptions, Mint isn't just syncing your data over, but is using your username and password to log directly into the bank website. Banks will not reimburse for any fraud or stolen funds that may result from this, or may use Mint as an excuse to not reimburse for charges or stolen funds that occur from other causes.
Con Categories organization not flexible
Con The budgeting part has too many bugs
Con Very complicated tool
Of course, it's powerful but also very complicated. Some would prefer tools which are less robust, has less features but are a lot easier.
Con No browser or PC desktop app
All records can only be viewable on Android devices.
Con Import bugs
- Import function needs improvement in "Transfers" and Remove qif*.
- "Others" Category in expenses and income cannot be deleted.
- "Unnamed Transaction" shown after import transactions
Con No multiple currency consolidated report
In reporting, we can't generate 1 report to figure out overall multiple currency accounts cash, it will show multiple reports per currency.
Con Bad support
Support needs is not responsive , doesn't reply on premium users too.
Con No export
If you considered changing this app, you will not be able to take your data.